Can I be sued for someone elses payday loan?

Not unless your spouse is the one that owes the debt or you guaranteed the loan. A reference is not a guarantor. Did you get the name of the...

How to write a "cease and desist" letter

If you don't recognize the debt, you might be better off writing a letter disputing the debt and requesting verification, instead of requesting...

What are the consequences to me if I can't meet the demand to pay remaining balance in full of a hospital bill?

Bankruptcy is a personal decision that isn't right for everyone. Depending on your assets and the amount of your debt, you may not need to file...

Selected as the best answer

A debt collector can call you at work until you or someone else tells them you're not allowed to receive collection calls at work. They're also...

You are not going to jail for failure to pay a debt. The worst thing a creditor/debt collector can do is sue you, obtain a judgment against you...

Do I have a case?

Is NCO credit reporting the debt as disputed? If not (and it keeps credit reporting the same disputed debt), you have a claim under the FDCPA. ...

When contacted by a collection agency regarding a debt, can they identify the original account it is regarding?

A debt collection company is required to meaningfully identify itself in every communication (which includes voice mail). Failure to do so...

How can I sue Experian?

As my colleagues noted: you need to send a written dispute to Experian (make sure to mail it certified mail return receipt requested so you can...

Can collection company report debt collection if the debt is in dispute?

I have only one thing to add to Mr. Stempler's response: if you disputed the debt to the debt collection company and they continue to credit report...

I have a summons against me from a creditor. I don't have money 2 pay my debts and my only real asset is my house. Options???

You should deal with the lawsuit. You have 30 days to respond to the summons and complaint. Go to your courthouse and ask for help in preparing...