I am in the process of writing a verification request letter to the debt collector.

It sounds like you have documents that dispute the amount of the debt owed. Unless those documents show you don't owe any amount, I would start by...

2 Questions: 1. Can I skip my ADR hearing because Collector hasn't validated debt. 2. How can I change court venue for trial?

I agree with my colleagues - there's no help for it, you're going to need to attend the hearing (though you might be able to make a telephonic...

While I agree with a lot of what my colleagues have said, I think you should try contacting the law firm. Some law firm debt collectors do only...

What the debt collector can do to me or my job or credit history or force me to pay a debt

As discussed by my colleagues, debt collectors utilize 3 standard collection techniques: they call, they report the debt on your credit report, and...

In debt due to high credit card interest rates. What are my options in securing a probono atty for help in reducing our debts?

There are certain credit repair organizations that will help you save up enough money to offer each creditor a one time lump sum settlement...

I have had several debt collectors in the past 2 years try and collect a debt that i do not owe.

I agree that calling before 8 am is a violation of the FDCPA. The first thing you need to do is dispute the debt to each new collection company...

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You can dispute the debt orally. But if you want the collector to send validation of the debt, you need to send a dispute/request for validation...

What should I do when i getting threaten phone calls for a debt collector that if i don't pay They will take me to court & jail.

Sounds like at least 2 FDCPA violations: (1) false threat (sending you to jail when you can't go to jail for failing to pay a debt) and (2)...

Can a debt buyer be sued if they don't respond to your debt validation letter?

I agree with Matthew. Under the FDCPA, a debt collector has 2 options when they receive a dispute letter: either send validation or stop...

I have been served for defaulting on a pay day loan . what now to do ?????

I agree there's not a lot you can do about the lawsuit filed against you. If a debt collector is filing the lawsuit (rather than the payday...