When filing for bankruptcy, you have the option to either assume the lease and continue paying on the same terms or reject the lease and surrender...

The median income tables vary by county, not just by the state. Also, being above the median income doesn't disqualify someone from being eligible...

Sure, you can file a Chapter 13 to cure a mortgage arrearage if you own real estate but are not on the loan. Happens all the time. Get help from a...

Knowing where you are getting the money can let the creditor know whether you could get more than you are offering, or where you have assets they...

Surrendering a vehicle is usually the most costly decision anyone can make if they discover that the payment is unaffordable. Lenders will sell a...

Companies that advertise "debt consolidation" don't actually provide debt consolidation. Instead, they settle bad debts at a discounted rate....

In many states, judgments can be renewed just by recording them before their life span ends. The life of a judgment is generally much longer than...

Exemption laws vary widely from state to state. However, I am not aware that the homestead exemption can be doubled in any state as a result of a...

By "hardship," I assume you mean that you lack the funds to settle this debt. Regrettably, being unable to pay is not a legal defense to a lawsuit,...

Regrettably, while the volunteer lawyers on Avvo can answer legal questions, we cannot conduct an investigation of the facts for you. There may be...