Regrettably, the way you explained your circumstances is unclear, which is likely why you have waited so long to receive an answer to your...

"Can't afford to pay" is not a legal defense to a civil court action to repay a debt. Your home and other assets may or may not be protected by...

Unless you reaffirmed the HELOC, it was likely DISCHARGED in your Chapter 7 bankruptcy from 2012. If that's the case, you already owe this lender...

Whether you "can" trade in a vehicle while you are in an active Chapter 13 depends on whether your confirmation order says that the property in...

Bankruptcy laws require you to "include" all your debts, no exceptions. However, that doesn't mean you can't continue to pay your mortgage (to keep...

Not only is it typical for a vehicle loan to require that someone maintain full insurance coverage on their vehicle, but I have, in over 40 years...

I hear the part of this story that you chose to share. I suspect that there is much more you haven't revealed, and those details, which you may...

Chase is one of the "good guy" banks that won't freeze an account when someone files for bankruptcy. Zions, AKA Nevada State Bank, is also a good...

In my community, when a paycheck is garnished, the creditor must account for the payments they receive and provide the court with a written copy...

As a general rule, creditors seldom collect debts by "putting a lien" on vehicles. If a state exemption law doesn't protect the vehicle, the...