I live in Maryland. My lender forced collision insurance on my vehicle, and is repossessing my car. Is this legal?
Dorothy's answer
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Answered on October 13, 2025
Not only is it typical for a vehicle loan to require that someone maintain full insurance coverage on their vehicle, but I have, in over 40 years...
What should I do? I live in Georgia.
Dorothy's answer
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Answered on October 13, 2025
I hear the part of this story that you chose to share. I suspect that there is much more you haven't revealed, and those details, which you may...
Bankruptcy Safe Banks that won’t freeze Accounts?
Dorothy's answer
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Answered on October 09, 2025
Chase is one of the "good guy" banks that won't freeze an account when someone files for bankruptcy. Zions, AKA Nevada State Bank, is also a good...
How do I know if my wage garnishment is paid off?
Dorothy's answer
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Answered on October 09, 2025
In my community, when a paycheck is garnished, the creditor must account for the payments they receive and provide the court with a written copy...
Can i removea lienon a veheclei co-signedforif i owe restitution?
Dorothy's answer
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Answered on October 09, 2025
As a general rule, creditors seldom collect debts by "putting a lien" on vehicles. If a state exemption law doesn't protect the vehicle, the...
What can I do about owing alot of money towards World Finance ?
Dorothy's answer
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Answered on October 09, 2025
If you believe that you might be able to repay this debt when things "turn around" for you, you should consider seeing a lawyer to determine if...
Need advice: U.S. citizen being sued over 1999 Korean co-signed loan
Dorothy's answer
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Answered on October 09, 2025
The fact that the co-borrower agreed to be fully responsible for this debt is meaningless unless the lender also agreed to remove your family...
I’m in an ingoing lawsuit since 2019. I have finalized ch 7 bankruptcy in Virginia. If I’m awarded money in a year or two. Do
Dorothy's answer
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Answered on October 09, 2025
If the facts that led to the lawsuit occurred before you filed bankruptcy, the bankruptcy trustee will wait for this money for as long as it takes....
I cannot pay the assessment fee of almost $54,000 on my condo. Should I take Bankruptcy?
Dorothy's answer
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Answered on October 09, 2025
Because the assessment is tied to your property, your evaluation of this situation is accurate. There won't be much help for you in bankruptcy if...
Can I get a cheap used car on a bad credit loan before my 341 meeting?
Dorothy's answer
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Answered on October 09, 2025
There is nothing in the bankruptcy code prohibiting you from financing the purchase of a vehicle while your Chapter 7 is active. However, where I...
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