Can the SBA require additional payments on an outstanding loan after being included and discharged in a Chapter 13 BK?
Dorothy's answer
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Answered on August 13, 2024
CAIVRS blocks can be a credit nightmare to resolve, even after a bankruptcy. I don't know any attorneys who specialize in this field because...
Charge off 10 years after bankruptcy?
Dorothy's answer
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Answered on August 13, 2024
Did you lien strip the HELOC in a Chapter 13? Has the creditor released their lien? What do you think a "charged off" debt is? Your question has...
Is it possible to declare chapter 13 bankruptcy without the resources to construct a payment plan?
Dorothy's answer
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Answered on August 13, 2024
Technically, no one has "declared" bankruptcy under either Chapter 7 or 13 since 1979 when this process became obsolete. Someone can FILE a...
Does my boyfriend have to include my mom and nephew as part of his household if he files chapter 7?
Dorothy's answer
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Answered on August 13, 2024
Whether you and your boyfriend consider yourself a household is irrelevant. The answer will depend on how you handle your income and living...
How is vehicle value determined during bankruptcy filings in Kentucky (Kenton county if that helps)?
Dorothy's answer
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Answered on August 13, 2024
In my community, we have an official bankruptcy appraiser I call whenever valuation is an issue. Since you are confused about how to select the...
What happens to the statute of limitations if case was dismissed without prejudice?
Dorothy's answer
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Answered on August 13, 2024
The SOL was paused while your lawsuit was pending. So if it's been a short time since your case was dismissed,you assumption that the SOL passed...
Should I buy a "new" used car during my bankruptcy or wait until after my case is discharged?
Dorothy's answer
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Answered on August 13, 2024
In Chapter 7, there is no prohibition to obtaining new credit while your case is open. Do whatever you want. However, I have found that you can get...
Do I send Judgment Proof Letter to Plaintiff’s Attorney after My Answer has been filed ..how do I file this Letter with Court?
Dorothy's answer
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Answered on August 13, 2024
The Courts usually don't care if you claim to be judgment proof. It is irrelevant to the issue of whether you legally owe the debt today. Next...
SERVED FOR UNPAID CREDIT CARD DEBIT? DUE TO FINANCES COULDNT PAY IN FULL UNTIL AUGUST 1. YESTERDAY,AUGUST 7 RECEIVED BY CERTIFIE
Dorothy's answer
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Answered on August 08, 2024
The lawyer suing you will be happy to accept payment in full to dismiss the lawsuit. But payment in full isn't the amount on your last statement....
I filed chapter 13 6 months ago and retired last month during this time we have been having a hard time paying the trustee?
Dorothy's answer
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Answered on August 08, 2024
You didn't ask your bankruptcy attorney about retiring, did you? You just did what you wanted, and now expect your attorney to fix it for you,...
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