The judge has given you extra time to cut you some slack to make the required payoff. Redemption typically requires payment of a lump sum of cash...

Well, I am confused. If you were "served papers," this creditor has already filed a lawsuit against you. So your choice is to respond to the...

If there is a court judgment against you, it can exist for a long time. It may even, like a Vampire, enjoy virtual immortality, being eligible to...

How much contact information did you get about the caller? An arbitrator acts as a quasi-judicial official, not a debt collector. In many states,...

If wage garnishment is legal in your state, and if a creditor obtains a judgment, being in a private debt relief program won't protect you from...

CAIVRS blocks can be a credit nightmare to resolve, even after a bankruptcy. I don't know any attorneys who specialize in this field because...

Did you lien strip the HELOC in a Chapter 13? Has the creditor released their lien? What do you think a "charged off" debt is? Your question has...

Technically, no one has "declared" bankruptcy under either Chapter 7 or 13 since 1979 when this process became obsolete. Someone can FILE a...

Whether you and your boyfriend consider yourself a household is irrelevant. The answer will depend on how you handle your income and living...

In my community, we have an official bankruptcy appraiser I call whenever valuation is an issue. Since you are confused about how to select the...