I am working with a debt consolidation company, I am in need of my balance/statement but the company will not release it?
Dorothy's answer
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Answered on December 09, 2024
It might have helped if you had specified WHO you need your balance/statement from. There are specific federal and state laws that regulate...
If I filed for bankruptcy, does that include unemployment overpayment the state of Kentucky says I owe?
Dorothy's answer
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Answered on December 09, 2024
The problem with answering your question is that the devil is always in the details. Details you didn't disclose and may not be aware of. In most...
Filing mechanics lien for vehicle, debtor filing BK, shop and lender listed as creditors.
Dorothy's answer
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Answered on December 09, 2024
Although the debt will be discharged as to the debtor, Bankruptcy doesn't affect statutory liens. So brush up on the issues relating to collecting...
My tenant filed for Chapter 7 bankruptcy after I had already obtained a Writ of Restitution. Do they still get automatic stay?
Dorothy's answer
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Answered on December 09, 2024
Yep, even the IRS is bound by the provisions of the automatic stay, so no exception for you and your Writ. If the debtor has a criminal conviction,...
Should I file for bankruptcy and if so what Chapter and when?
Dorothy's answer
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Answered on December 09, 2024
I'm not seeing any goals in your description of your situation. As you have a complex fact pattern, meet with a local Bankruptcy Attorney for...
I won an small claim court, she did not pay, what is next? how do I place a garnishment on her wages?
Dorothy's answer
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Answered on December 09, 2024
It's going to be difficult to do what you want. Professional debt collection attorneys can have problems finding assets to seize from debtors. It...
I want to file bankruptcy chapter 7 but I have stock will i lose my stock or share?
Dorothy's answer
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Answered on December 09, 2024
How are the shares of stock titled? For example, do you own the shares in your own name or as part of a retirement account? And what is the current...
If I file for Chapter 13, do I have the option to convert it to a Chapter 7 if my circumstances/income changed for the worse?
Dorothy's answer
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Answered on December 09, 2024
People often file Chapter 13 when they have a higher income and need to convert if their income drops. But it's also possible to reduce the plan...
When can I apply for a ow income apartment at The Joliet Housing Authority if owe them money ($7,000) from 11 years ago?
Dorothy's answer
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Answered on December 09, 2024
Unless a specific law states differently, you can always APPLY. What criteria the authority uses to decide who may receive benefits isn't something...
Can I claim a homestead exemption to avoid a lien on my property when selling?
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Dorothy's answer
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Answered on December 09, 2024
Judgment aliens can often be settled if you can offer to pay a lump sum before the creditor discovers you plan to sell. However, with the amount...
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