The exact answer will vary depending on your state's laws, but in my state, the employer must begin implementing the garnishment within 30 days of...

Anyone can take anyone to court over a dispute. The problem is that if you don't have a case or lose based on a technicality, you can be ordered to...

Yeah, this is one of those situations where things "could" work out after a lengthy investigation or litigation (costing you thousands of dollars...

Write a letter explaining that you are willing to pay a lump sum to fully settle this debt for a set amount you consider fair. Due to the size of...

Sure, it never hurts to disclose your reasonable expectation about receiving a response. Hope this perspective helps.

You might want to check court records. If you moved to a new community since 2011, you'll want to search the records in both your current and...

Do you want a legitimate answer or do you just want everyone to guess so you can sleep tonight? Yeah, I'm not going there! Most courts post an...

Why hasn't your own lawyer made a referral to a colleague who specializes in debt collection law? Hope this perspective helps.

You are not looking at your situation clearly. You are dealing with one issue, when it's likely that 10 more will pop up in the next month. If you...

The easiest way to resolve this problem is to reach a settlement of this debt immediately. The local law library will have samples of legal...