Archived
My bankruptcy attorney's paralegal is making a big deal over an e-trade account I have that used to have a value of $60,000
Dorothy's answer
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Answered on October 12, 2010
The paralegal needs to ask you these questions about where the money in your brokerage account was spent in order to prepare your case & to also...
Archived
I am about to file a Chapter 7 bankruptcy and I am thinking of postponing because of bad advice about gambling
Dorothy's answer
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Answered on October 12, 2010
I represent professional gamblers in Bankruptcy Court all the time & don't think disposable income is an issue. Who is the "they" that is telling...
Archived
Bankruptcy
Dorothy's answer
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Answered on October 12, 2010
Typically, if one spouse files for Bankruptcy, the other spouse does not have to pay the debt. There may be technical reasons that would let the...
Archived
My husband & I will apply chapt 7, what chances we get approved and is this the right chapter we need to apply??
Dorothy's answer
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Answered on October 12, 2010
There are 2 test that you must pass in order to be eligible to file Chapter 7. Eveyone only talks about the "Means Test" which is based on the...
How will re-opening a chapter 7 bankruptcy affect my credit.
Dorothy's answer
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Answered on October 12, 2010
The reopening of your Chapter 7 will not affect your credit, but it could affect the rest of your life in a much more profound way. By not listing...
Archived
I just met with a bk atty and he told me that because I own my car the bk will take it and leave me with no car, is that true
Dorothy's answer
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Answered on October 12, 2010
In many instances, if your vehicle isn't completely exempt, you can arrange to pay your Bankruptcy Trustee the nonexempt portion of the vehicle...
Archived
Can he convert to a chapter 7?
Dorothy's answer
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Answered on October 12, 2010
In order to convert to a Chapter 7, you have to submit a budget that shows that you can't afford to make the plan payments. Has something changed?...
Can you qualify for redemption 722 under chapter 7 if you've only had the car 2 years?
Dorothy's answer
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Answered on October 12, 2010
It has been my experience that a lot of times, my clients can't qualify for a 722 redemption program because of income or bad credit. Before you...
Archived
Sued someone in small claims court and won. Have been garnishing her wages now she's filing chapter 7. What are my rights?
Dorothy's answer
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Answered on October 12, 2010
As a creditor, you have the right to file a "proof of claim" in her case & be paid from any unprotected property she owns. You will be entitled to...
Archived
Our 1st mortgage shows as discharged on our Chapter 7 BK & our 2nd still shows a balance due. What do we do?
Dorothy's answer
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Answered on October 12, 2010
To resolve this problem, get a copy of your Bankruptcy paperwork filed with the Court. You can get a copy from your attorney or from the...
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