The reopening of your Chapter 7 will not affect your credit, but it could affect the rest of your life in a much more profound way. By not listing...

I just met with a bk atty and he told me that because I own my car the bk will take it and leave me with no car, is that true

In many instances, if your vehicle isn't completely exempt, you can arrange to pay your Bankruptcy Trustee the nonexempt portion of the vehicle...

Can he convert to a chapter 7?

In order to convert to a Chapter 7, you have to submit a budget that shows that you can't afford to make the plan payments. Has something changed?...

It has been my experience that a lot of times, my clients can't qualify for a 722 redemption program because of income or bad credit. Before you...

Sued someone in small claims court and won. Have been garnishing her wages now she's filing chapter 7. What are my rights?

As a creditor, you have the right to file a "proof of claim" in her case & be paid from any unprotected property she owns. You will be entitled to...

Our 1st mortgage shows as discharged on our Chapter 7 BK & our 2nd still shows a balance due. What do we do?

To resolve this problem, get a copy of your Bankruptcy paperwork filed with the Court. You can get a copy from your attorney or from the...

Motion to avoid judgemnet lien

Sorry if I seem unethical, but I think $550/per lien is a very reasonable price for the amount of work that needs to be done to avoid a judgment...

Sure, creditors sell debts all the time. Selling the debt does not affect your bankruptcy in any way.

Does the attorney raise the idea of a reaffirmation?

Reaffirmations in Bankruptcy are proposed by creditors, not by the debtors or their attorney. You are going to hear a lot of bogus information...

Inherited IRA interests in chapter 7 bankruptcy.

Instead of focusing on the whether the assets in the Trust could be exempt, I would have an attorney examine whether the Trust itself was protected...