Questions answered by Dorothy G Bunce

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As a result of divorce, I was forced to file Chapter 7 BK. What is the process to remove my name from the title of the property?

Dorothy's answer | Answered on October 13, 2010

Sorry, but until a foreclosure goes through or the property is otherwise taken out of your name, obligations for home owners association dues, real...

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Bankruptcy discharged in 2006

Dorothy's answer | Answered on October 13, 2010

This isn't an issue that is resolved by your Bankruptcy. The Bankruptcy dealt with your responsibility to pay for the bike, but the the bank still...

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Surrendered a house in Bankruptcy -- now what?? Deed in Lieu or Foreclosure?

Dorothy's answer | Answered on October 13, 2010

The Mortgage Servicer is confused. Your legal obligation on this debt was discharged in the Bankruptcy. I would only recommend signing a Deed in...

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If I filed a chapter 13 which has not been confirmed can i drop out.

Dorothy's answer | Answered on October 13, 2010

One advantage to filing Chapter 13 is that you can drop out at any time and refile again. There can be problems to refiling more than one time, so...

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Okay this is my question, I filed for chapter 7, I was planning on keeping my car but I never signed a reaffermation agreement

Dorothy's answer | Answered on October 13, 2010

Most bankruptcy attorney's I know won't represent you on a reaffirmation as part of the flat fee package. It's considered an extra fee for an...

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In a Chapter 7 Bankruptcy, On the Statement of Financial Affairs it asks if you have had gambiling losses.

Dorothy's answer | Answered on October 13, 2010

I would follow your attorney's recommendation about answering this question, even though I would answer it differently. We see a lot of gambling...

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My bankruptcy attorney's paralegal is making a big deal over an e-trade account I have that used to have a value of $60,000

Dorothy's answer | Answered on October 12, 2010

The paralegal needs to ask you these questions about where the money in your brokerage account was spent in order to prepare your case & to also...

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I am about to file a Chapter 7 bankruptcy and I am thinking of postponing because of bad advice about gambling

Dorothy's answer | Answered on October 12, 2010

I represent professional gamblers in Bankruptcy Court all the time & don't think disposable income is an issue. Who is the "they" that is telling...

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Bankruptcy

Dorothy's answer | Answered on October 12, 2010

Typically, if one spouse files for Bankruptcy, the other spouse does not have to pay the debt. There may be technical reasons that would let the...

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My husband & I will apply chapt 7, what chances we get approved and is this the right chapter we need to apply??

Dorothy's answer | Answered on October 12, 2010

There are 2 test that you must pass in order to be eligible to file Chapter 7. Eveyone only talks about the "Means Test" which is based on the...

Dorothy G Bunce's Answers (32786)

As a result of divorce, I was forced to file Chapter 7 BK. What is the process to remove my name from the title of the property?

Bankruptcy discharged in 2006

Surrendered a house in Bankruptcy -- now what?? Deed in Lieu or Foreclosure?

If I filed a chapter 13 which has not been confirmed can i drop out.

Okay this is my question, I filed for chapter 7, I was planning on keeping my car but I never signed a reaffermation agreement

In a Chapter 7 Bankruptcy, On the Statement of Financial Affairs it asks if you have had gambiling losses.

My bankruptcy attorney's paralegal is making a big deal over an e-trade account I have that used to have a value of $60,000

I am about to file a Chapter 7 bankruptcy and I am thinking of postponing because of bad advice about gambling

Bankruptcy

My husband & I will apply chapt 7, what chances we get approved and is this the right chapter we need to apply??