Archived
Considering filing a chapter 7. I make only 22k/year, but won a civil suit and got paid $41k this past April. Only have 5k left.
Dorothy's answer
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Answered on October 28, 2010
Since you received the money in April, come November 1, you do not need to include it in calculating your income for the past 6 months,. For a...
If I file bankruptcy can i lose my teaching license?
Dorothy's answer
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Answered on October 28, 2010
Bankruptcy law strictly prohibits discrimination against people due to filing Bankruptcy. See 11 USC section 525.
I have represented people in...
Archived
Self-Employed Father filing bankruptcy, he is going to determine how much he can pay.
Dorothy's answer
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Answered on October 28, 2010
Chapter 7 Bankruptcy will not affect the amount of past due child support owed under an existing Court order. How child support might be affected...
Archived
Facing unexpected financial hardship, is it better to pay mortgage OR credit cards? I can't afford to pay both.
Dorothy's answer
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Answered on October 28, 2010
See my answer to your more recent posting.
You need to take an objective look at your financial situation & it may be necessary to say goodbye...
Archived
Facing financial hardship,can't afford to pay both mortgage and credit cards.Which is better to choose?Foreclosure or bankruptcy
Dorothy's answer
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Answered on October 28, 2010
Everybody has their own criteria when it comes to making a decision about what to pay. Some people use up all their savings to pay credit cards,...
After ch. 7 bankruptcy, what happens to HELOC?
Dorothy's answer
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Answered on October 28, 2010
People are so confused about HELOCs. They are the same as any other mortgage, but by giving them a different name, people think they have a...
Archived
What portion of HOA dues are dischargeable in bankruptcy?
Dorothy's answer
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Answered on October 28, 2010
All HOA dues are dischargable in a Chapter 7 Bankruptcy as to you personally. The lien attaches to the title to the real estate covered by the...
Archived
Will I be liable for a debt that was discharged in a BK Chap 7, 2 years ago?
Dorothy's answer
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Answered on October 28, 2010
The Chapter 7 Bankruptcy eliminated all your personally responsibility for paying for the boat. if the lender tries to collect from you, your...
Archived
I have filed Chapter 7 Pro Se`. My home is also an issue. I want to know what would be the best to do. foreclosure or short-s
Dorothy's answer
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Answered on October 28, 2010
Most houses cannot be sold on a short sale right now in my area of the US. But people are bending over backwards to give away their homes to...
Archived
If my lawyer didn't even make an attempt to help me save my house from forclosure and Chapter 7 bankruptcy do I have any rights?
Dorothy's answer
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Answered on October 28, 2010
It is impossible to answer your question without knowing what the specific facts of your case are.
Because your attorney would have made a lot...
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