Married cpl, living together, files individual CH 7. No presumption. Schedule I&J show positive income. Relevant? Forced Ch13?

If your debt is relatively low, it may make more sense to try a debt settlement program instead of Bankruptcy. Save Bankruptcy as an option for...

Not able to pay off plan with proceeds of the sale of my home because original appraisal was so low, is there another option?

You may have a number of choices that will depend on the specific facts of your case. First, why did you file a Chapter 13? If to stop a...

Chapter 13 for personal debt only

When one spouse files bankrutcy, the credit report of the other often incorrectly will show that the other is involved in the Bankruptcy. On any...

I am considering bancruptcy. Which should I file?

If you are looking at eliminating debt through bankruptcy, you want to follow the law carefully & disclose everything. If you get caught cheating,...

Will filling bankruptcy cancel social security debt?

There are a number of facts which could affect whether you would be able to eliminate this debt in bankruptcy, but my best guess is that no, you...

Bankruptcy Chapter 7

I am confused - when you say equity load, do you mean an equity loan againsts your property. This kind of loan is also called a HELOC, which...

In a Chapter 7, with a foreclosure or short-sale involved, will I be responsible for the difference in the amt recd from sale?

When you file a Chapter 7, any amount you might owe to a mortgage company after either a foreclosure or short sale is discharged by the...

Can you file cpt 7 and keep your rental property. i had a business that left a 65K credit card debt. i am getting judgements

Whether you can keep rental property in Chapter 7 depends on what the property is worth, how much you owe against it, and what exemptions you have...

Can I transfer money to pay a secured debt just before Bankruptcy filing?

Would this be the best way to spend your money? Because real estate prices have been falling in many parts of the country, taking your...

You can always sign and record a Quit claim deed. However, even though your Bankruptcy has been discharged, you may not be able to fully transfer...