If a person defaults on a private sallie me student loan, can a 3rd party collection agency take a person's house?
Dorothy's answer
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Answered on December 13, 2010
In order for any creditor other than the IRS to seize anything, they have to obtain a judgment, which is a court order.
With a court order, a...
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Garnishment received today
Dorothy's answer
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Answered on December 13, 2010
The best way to find out is to take a look at the court records. A garnishment order can only be issued when a judgment is granted by a court. ...
How can I file bankruptcy if I don't have any money to pay the attorney?
Dorothy's answer
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Answered on December 13, 2010
Bankruptcy may not be an appropriate solution for you. It eliminates past due debts, but it doesn't help you cover your living expenses.
When...
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Can I file A chapeter 7 after filing a chapter 13? If so is there a wiating period for it.
Dorothy's answer
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Answered on December 13, 2010
You can file a Chapter 13 anytime after a Chapter 7 is completed by the discharge.
If you filed a Chapter 13, completed it & want to file...
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Can Bank pursue deficiency even after reporting LEGALLY PAID IN FULL for less than full balance to all 3 credit agencies?
Dorothy's answer
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Answered on December 13, 2010
Please stop relying on your credit report for legal advice. A credit report is not a legal document & isn't evidence in a court case.
If you...
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Is bankruptcy right for me?
Dorothy's answer
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Answered on December 13, 2010
I will stick out my neck & say that your problem isn't that you have overwhelming debt, but that you don't earn enough to survive and pay your...
Can I sue someone or a company that fraudulently signed my name and filed a bankruptcy under my name 4 years ago?
Dorothy's answer
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Answered on December 12, 2010
In America, our courts are open to everyone & the general rule is you can always file a lawsuit. The real question is, should you do this, and if...
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My bankruptcy is discharged, but not closed. Home was included.Am I responsible for house until Bk is closed. Can I leave it?
Dorothy's answer
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Answered on December 12, 2010
I am not sure what you mean when you say "responsible for the house." Are you worried about HOA dues, insurance & property taxes? If so,...
Archived
What time do I have to vacate a home if the court terminates a stay in chapter 7 bankruptcy filing?
Dorothy's answer
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Answered on December 12, 2010
Once the motion to lift stay is granted, the mortgage company must still follow the procedures to complete a foreclosure against you under the laws...
Can I put a lien on someone's assets to ensure payment of debt?
Dorothy's answer
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Answered on December 11, 2010
A lien can be voluntarily created to tie up real estate using a deed of trust or a mortgage.
I would recommend obtaining professional help to...
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