Questiona about credit reports

If you do not owe the creditor, you have the right to dispute the claim on your credit report. Even if you do owe the creditor, you can always try...

My motgage company tells me that they will not accept a payment of anything less that a full payment. Can they do this?

Yes, they absolutely can reject a partial payment from you. When you are sufficiently behind on your mortgage, they can begin foreclosure...

In 3rd year of chapter 13, can a judgment still be brought against me

Is this a debt listed in your Chapter 13? If so, you need to inform your attorney so that appropriate measures can be taken. If not, was it for...

I reside in Missouri and my bank acct was entirely garnished.

I think your situation may be more complicated than my colleague claims! Every state has to recognize court judgments from any other state under...

Bankruptcy Hearing

Bankruptcy hearings are open to the public and anyone is welcome to attend. If it is a 341 hearing, you may be entitled to ask the debtor...

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A credit card debt that got lost over the yrs has caught up with us after 15+yrs. Can they still demand collection?

Anyone can demand payment - that doesn't mean they have the legal right to collect from you. If a creditor sues you, it is a legal defense if...

Chapter 7 Bankruptcy

Bankruptcy law requires you to list all your debts as well as all your property. So by law you must amend your bankruptcy to add on this...

In order to oppose a lawsuit, you need to file a document responding to the suit within the amount of time allowed. Usually the response is called...

If you were discharged but your case is still open, you should file an amendment IMMEDIATELY to include this creditor. Be sure to notify the...

In most states, the homestead exemption protects you from having a creditor force the sale of your home. A creditor can put a lien on your real...