Archived
Filing chapter 7 soon but I need to finance a vehicle 1st. Will this be a problem? Do I need to wait a certain amount of time?
Dorothy's answer
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Answered on December 30, 2010
I ofter recommend that my clients purchase & finance a car before they file bankruptcy. Since when you buy a new car, you typically do not have...
I have an American express card and my husband is a card holder. If he claims bankruptcy, does that affect me and my credit?
Dorothy's answer
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Answered on December 30, 2010
When one spouse files a bankruptcy, it can have an impact on the other person's credit, even if the accounts are separate and even if your AE...
Archived
I filed chapter 7 Bk ,and have my 1 st mortgage reaffirmed the second was not reaffirmed but was sold to another lender after it
Dorothy's answer
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Answered on December 29, 2010
The second mortgage is already a lien on your property. So why or why would they need to lien it again?
Creditors are so stupid!
This debt...
Archived
How should I do the settlement with my chase credit card ?
Dorothy's answer
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Answered on December 29, 2010
Did Chase levy your bank account because they have a judgment against you or because you have a deposit account with them?
If they have a...
Archived
Does a credit card debt that has gone into collections "go away" after a person dies?
Dorothy's answer
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Answered on December 29, 2010
I hope your grandmother didn't suffer too much at the end. I am sure you miss her.
If your grandmother had bank accounts that were in joint...
Archived
Does anyone know about lien avoidance in California chapter 7. Have been reading about it am confused as it relates to exemption
Dorothy's answer
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Answered on December 29, 2010
You may be talking about a process called lienstripping, which is available though Chapter 13. It is not available in Chapter 7!
For more...
Can a debt collector withdraw money from my bank account?
Dorothy's answer
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Answered on December 29, 2010
If the creditor that took the money from you was the bank, they don't need a court order.
If the creditor that took money from you was the IRS...
Archived
Bankruptcy attorney question
Dorothy's answer
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Answered on December 29, 2010
If the man has filed a personal bankruptcy, you cannot sue him in small claims court. You may be able to file a claim for the debt in his...
Archived
How many times can a person file Bankruptcy in WI?
Dorothy's answer
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Answered on December 29, 2010
Someone can always file a Chapter 13. In Wisconsin, as in any state in the US, the only restriction is receiving a Bankruptcy discharge. As long...
What affect does bankruptcy have on a deed in trust? Can an 11 or 12 rewrite its terms?
Dorothy's answer
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Answered on December 29, 2010
A Chapter 7 Bankruptcy probably would not affect a deed of Trust. Depending on the type of property (eg, your residence, versus rental or...
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