Archived
I just got sued by a debt collector I'm inrolled in a debt settlement program what can I expect when showing up to court?
Dorothy's answer
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Answered on December 30, 2010
Look at your contract with the debt settlement company. They may provide you with free or reduced rate legal representation or assistance to deal...
Archived
I have an investment house going into foreclosure in FL 2010. I declared bankruptcy in 2009. Can I get a "deficiency judgement"?
Dorothy's answer
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Answered on December 30, 2010
If this debt was discharged in your bankruptcy, it has been eliminated. You may wish to file a copy of your bankruptcy discharge in the...
Archived
Who OWNS what after the bankruptcy has been cleared?
Dorothy's answer
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Answered on December 30, 2010
In order to keep your house & car, you have to pay for them! Since you are significantly delinquent on your mortgage, unless you have access to a...
Archived
I am about to file bankruptcy. Do i need to close any bank accounts, and will my student loans be effected?
Dorothy's answer
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Answered on December 30, 2010
In Nevada, if you owe traffic fines, you can get your license reinstated by filing bankruptcy & listing the creditor. Can't say for sure if it's...
Archived
Bankruptcy questions - If I file for Chapter 7, will the interest rate on my home equity line of credit be increased?
Dorothy's answer
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Answered on December 30, 2010
When you file a bankruptcy, all lines of credit will be closed to you. You may be eligible to reopen these lines of credit after the bankruptcy is...
Can a licensed Real Estate Broker in California be punished or suspended for filing personal bankruptcy on consumer bills
Dorothy's answer
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Answered on December 30, 2010
Bankruptcy law prohibits discrimination in employment, so this should not be a problem. I have represented many many real estate brokers,...
Archived
I lent an ex-boyfriend a lot of $. Now he won't speak to me and hasn't paid me back. Is there anything I can do to recoup?
Dorothy's answer
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Answered on December 30, 2010
I appreciate that handling this may be one of the most difficult things you have ever had to do.
Unless you handed cash to him, you may have...
Archived
I lent an ex-boyfriend a lot of $. Now he won't speak to me and hasn't paid me back. Is there anything I can do to recoup?
Dorothy's answer
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Answered on December 30, 2010
I appreciate that handling this may be one of the most difficult things you have ever had to do.
Unless you handed cash to him, you may have...
Archived
So my questions are these. 1. can they refuse to send us a letter? 2. can i record the conversation? we are in New Jersey.
Dorothy's answer
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Answered on December 30, 2010
Once a court enters a judgment, the court has spoken & the creditor may safely rely on the court paperwork to collect their money.
If the court...
Archived
My husband and I have filed chapter 7 in 04 and 13 in 08. Due to loss of income
Dorothy's answer
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Answered on December 30, 2010
We are all in agreement about this question. if you need to file another bankruptcy now, it will have to be under Chapter 13.
If you have to...
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