In most states, when you receive garnishment papers, it implies that a lawsuit was filed, a judge heard the matter, and a judgment was entered...

If I were confident that you presented the facts accurately, I would say, "No, you shouldn't have to pay this judgment anymore." However, the debt...

Someone can prove a fact in several ways, but business records are often a "gold standard" of evidence in court. Business records would include an...

I believe you are referring to a legal defense called the statute of limitations or SOL. After a specific time of not paying, the length varies...

Every mortgage company deals with overages in their escrow accounts in different ways. Add to that the complications of being in Chapter 13, and...

One option might be to convert to Chapter 7 to discharge your debts and, at the same time, sell the house before a foreclosure can be completed. At...

I always wonder what someone means when they claim they are being "harassed." Nevertheless, the way to resolve this is to contact your bankruptcy...

In addition to the excellent answer provided by my esteemed colleague, what is blocking you is "bankruptcy math." The "good faith test" requires...

To provide useful advice, the volunteer attorneys need to know much more about your financial situation. Unfortunately, posting this information in...

You didn't provide sufficient information to allow the volunteer attorneys to answer your question accurately. Whose name is on the mortgage is...