The practices in each Bankruptcy district vary widely throughout the US, so there is no "one-size-fits-all" answer. And your question failed to...

The IRS is a big institution, so it is impossible to predict whether they might offset a current tax refund to pay for tax debt from prior years....

There are several ways to place a lien on real estate, but this field is complicated. In addition, the laws are different in each state. If you are...

Most debts are subject to interest charges. Court judgments are almost always subject to interest charges. You didn't provide sufficient...

Typically, government agencies can attach assets even if state exemption laws protect them. As you didn't specify the source of your settlement,...

In most states, when you receive garnishment papers, it implies that a lawsuit was filed, a judge heard the matter, and a judgment was entered...

If I were confident that you presented the facts accurately, I would say, "No, you shouldn't have to pay this judgment anymore." However, the debt...

Someone can prove a fact in several ways, but business records are often a "gold standard" of evidence in court. Business records would include an...

I believe you are referring to a legal defense called the statute of limitations or SOL. After a specific time of not paying, the length varies...

Every mortgage company deals with overages in their escrow accounts in different ways. Add to that the complications of being in Chapter 13, and...