Most Chapter 7 Trustees have held their jobs in this capacity for over 10 years. Often, they are educated professionals, such as attorneys or CPAs....

Consult a local attorney, but most of the time, no one is required to WAIT to file a Chapter 13 bankruptcy due to recently running up a debt. Be...

If you are unemployed, a judgment to collect a debt may not affect you unless you have valuable assets, like funds in the bank or investment...

Your problem is set out in 11 USC section 523(a)(7) which prevents a Chapter 7 discharge of debt "to the extent such debt is for a fine, penalty,...

Numbers don't lie. You need to find someone who can look at the numbers and explain what happened rather than assuming that you are a victim and...

Your conclusion that it isn't your fault that the car sustained wear and tear while in your possession is correct. However, there may be facts that...

Cashing out your 401K, an exempt asset, to pay debt is one of the worst mistakes bankruptcy clients make. There are other, better options, which...

It is unlikely that the bankruptcy court will distinguish between these two very similar forms of property ownership. Information about the context...

If you signed a loan agreement, you can be compelled to repay it through the court system. Whether you remember signing it or not is irrelevant....

Hi Brandon! The problem with trying to answer your question is that none of the volunteer attorneys knows the important details of your case....