Your question confuses me. You ask if the original creditor must notify a debtor before sending a debt to collection, and then you discuss how the...

While I understand that withdrawing retirement funds is the solution you see to your financial problems, you may have better options. Consult with...

Your choices are 1) to do nothing and see what the creditor does to collect. Typically, a judgment creditor will garnish wages or attach bank...

You raised two possible issues, either legal liability or credit reporting. Until you are sued and a court rules against you, there's no legal...

In my state, debt collectors mush have a license from the state department of business and industry, financial services division. No license, not...

It's never easy to answer a legal question from a someone who has already determined what the legal result is. However, it is a crime called...

Yeah, only small claims courts send you a court date. In big boy court, the judges only schedule trials when the case is contested and after...

Is your ex dead? If so, you can file a claim against his estate. Otherwise, your ex husband does not have an estate. If you get the alimony...

What does your contract say? In the transportation industry, owner operators typically pay for the costs associated with their vehicles and are...

It's not just putting the papers in the mail. This person also needs to sign a "certificate of service" saying that when they mailed these papers...