If you file Chapter 7, you will be subject to at least a moderate background check of your assets. If your paperwork appears incomplete, a more...

Bankruptcy trustees HATE taking people's vehicles. If an exemption doesn't fully protect the equity in the vehicle, the Trustee may offer the...

Anything is possible. Issues that affect the answer to your question include 1) when you sign the loan; 2) how much time has passed since you last...

The loan or credit card agreement often states which state laws apply to collecting a debt. If the contract is silent on this issue, the rule is...

You may not need access to your checking account to FILE for bankruptcy. Having bank records can help to prepare a bankruptcy petition and...

Do you have a legal defense for this lawsuit? Because 'can't afford to pay' isn't a legal defense. In addition, filing a response to a lawsuit...

Whether you should contact the creditor before or after filing a response in court is unimportant. As an attorney who handles debt settlement...

Mistakes happen. Rather than arguing whether or not something is legal, you should contact the creditor with the information about the settlement...

As long as the vehicle was claimed as exempt, you can sell or trade it in anytime with the Trustee's permission OR after the expiration of the time...

Mistakes can happen, but if this case is refilled, the Order Dismissing the case With Prejudice should be a complete defense to any subsequent...