Do you have a legal defense for this lawsuit? Because 'can't afford to pay' isn't a legal defense. In addition, filing a response to a lawsuit...

Whether you should contact the creditor before or after filing a response in court is unimportant. As an attorney who handles debt settlement...

Mistakes happen. Rather than arguing whether or not something is legal, you should contact the creditor with the information about the settlement...

As long as the vehicle was claimed as exempt, you can sell or trade it in anytime with the Trustee's permission OR after the expiration of the time...

Mistakes can happen, but if this case is refilled, the Order Dismissing the case With Prejudice should be a complete defense to any subsequent...

You can respond to this lawsuit in writing in the manner required by the court where you have been sued, but understand that "can't afford to pay"...

Unless you have a written agreement with the debt collector/attorney to receive monthly statements, they are typically a courtesy, not a legal...

Unless bankruptcy protects you with a "stay," you can lose your house to foreclosure from your mortgage company, the tax authorities, your HOA, and...

A judgment creditor can find out where you bank in many ways. If you gave your banking information to the original creditor or if you ever paid...

Filing a Chapter 7 bankruptcy is a major decision. There may be other options, especially if you could come up with some cash to persuade the...