A public utility cannot disconnect service because you filed bankruptcy and discharged a past-due bill. However, a public utility CAN disconnect...

Although Chapter 13 is supposed to refrain from intercepting tax refunds during a Chapter 13 bankruptcy, mistakes sometimes happen. Cross that...

Some states have a process for obtaining a new title if a lender abandons a vehicle. Check the DMV website to see if there is a process in your...

There is a lot of misunderstanding about reaffirming debts in bankruptcy. A reaffirmation is an agreement between you and the creditor, but it must...

Everything we do comes with risk. If your only reason for removing your name from the title to the home was to be able to avoid paying creditors,...

If you file Chapter 7, you will be subject to at least a moderate background check of your assets. If your paperwork appears incomplete, a more...

Bankruptcy trustees HATE taking people's vehicles. If an exemption doesn't fully protect the equity in the vehicle, the Trustee may offer the...

Anything is possible. Issues that affect the answer to your question include 1) when you sign the loan; 2) how much time has passed since you last...

The loan or credit card agreement often states which state laws apply to collecting a debt. If the contract is silent on this issue, the rule is...

You may not need access to your checking account to FILE for bankruptcy. Having bank records can help to prepare a bankruptcy petition and...