Your State government regulates public utilities. Utility regulation is a complex field, but the staff working for the regulators are happy to...

I'm afraid this is bad news. Unless you have an exemption available, a bankruptcy trustee can take your settlement funds and use them to pay your...

So, if we all were still living in a small town in the 1950s where everyone knew you, explaining to your local creditors why you can't pay might be...

Most courts have held that bankruptcy waivers are void as against public policy. So, nice try, but it is unlikely that this strategy will be...

While you are welcome to file a proof of claim form in the employer's bankruptcy, the whole point of bankruptcy is that creditors don't get paid....

A public utility cannot disconnect service because you filed bankruptcy and discharged a past-due bill. However, a public utility CAN disconnect...

Although Chapter 13 is supposed to refrain from intercepting tax refunds during a Chapter 13 bankruptcy, mistakes sometimes happen. Cross that...

Some states have a process for obtaining a new title if a lender abandons a vehicle. Check the DMV website to see if there is a process in your...

There is a lot of misunderstanding about reaffirming debts in bankruptcy. A reaffirmation is an agreement between you and the creditor, but it must...

Everything we do comes with risk. If your only reason for removing your name from the title to the home was to be able to avoid paying creditors,...