Sued for debt I don't owe.

Chances are that this is a junk debt buyer who bought the alleged debt for, quite literally, pennies on the dollar. Debt buyers (who often have...

Chapter 7 responsibility

Any debt included in your bankruptcy and discharged is forever discharged. It would be a violation of the discharge order you received for a...

Being harassed by collection agency, known for being scam artists. The account was closed 8 years ago. How do I get rid of them?

There are laws, both federal and state, that may apply to your situation. Under the federal Fair Debt Collection Practices Act (FDCPA),...

If you are employed, a creditor who has a judgment against you can seek to garnish your wages. The fact that IRS has a lien (presumably filed...