You may want to consult a consumer bankruptcy attorney. Based on what your say, your mother may be what they call "judgment proof." Meaning, even...

The Servicemembers Civil Relief Act (SCRA) limits collection tactics and enforcement of claims against active duty military personnel. The SCRA...

Can a collector serve me at my job ?they refuse to sent the statement to my residence

Unfortunately, they can -- and many do so deliberately to embarrass and humiliate folks. However, if the debt is more than 5 years old, it may...

What level of proof must a debt buyer show to prevail in a Justice Court trial?

Midland Funding, a subsidiary of Encore Capital, is a junk debt buyer against which the Consumer Protection Financial Bureau (CFPB") took action...

There are multiple problems here. First, as Ms. Levino rightly points out, if you were never legally & validly served -- with notice of the...

I have two court rulings totaling $20,000 against two SSI recipients for 7.5 months of unpaid rent and felony vandalism in CA

Social Security Benefits, like many government welfare benefits, are protected under federal and state law, and are exempt from garnishment by...

I have just been contacted by a creditor regarding old debt that has recently been removed, do i have to dispute it?

Under the federal Fair Debt Collection Practices Act (FDCPA), you have the right to dispute a debt, in part or the whole., and to ask for...

If a creditor sells my debt am I still bound by the same contract as with the first owner of my debt?

When you say you you had a "written agreement" to pay $157 a month, is that according to a separate, written agreement with Chase? Or Comenity...

Does it fall under the statute of not?

In Texas, generally speaking, it's a four year statute of limitations, for both written and unwritten contracts. Chances are, if the debt is 7...

What is the statute of limitations to file suit after defaulting on the loan for non-payment?

It depends on your state's statutes -- every state is a bit different. What is the applicable statute of limitations will also depend on the...