Archived
I have 2 homes (no equity in either) both are slightly underwater. Can I keep (reaffirm) both and keep both in a Bankruptcy?
Stephen's answer
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Answered on August 01, 2011
If you can make the payments and you qualify for chapter 7 you can keep them. Reaffirming them is a bad idea. If you have to file chapter 13 then...
Archived
I had several foreclosures that were part of a real estate business failure that were all discharged in a bankruptcy.
Stephen's answer
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Answered on August 01, 2011
The only way to really know is to apply or a loan. Go through a pre approval process so you know the price range for a new home.
Archived
Can i garnish wages on someone who has child support already taken out of their check?
Stephen's answer
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Answered on August 01, 2011
Each state has limitations on the total amount that can be taken from a wage earner. You need a lawyer in your county to do the math.
Archived
Filed chptr 7 2006 was discharged 12/2006.1st mortg reaffirmd 2nd was supposed 2 but didnt. bank says im not obligated 2 pay
Stephen's answer
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Answered on August 01, 2011
The discharge protects you from liability on the promissory note but the bank can exercise it's right to collect it's collateral by foreclosing ...
Archived
My husband and I own an S Corp. Would it be smart of us to put one of our vehicles in the Business name before filing Chapter 7?
Stephen's answer
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Answered on August 01, 2011
No. It's a bad idea. The trustee may allege fraud and attempt to withhold your discharge.
Archived
Car loan in my name. Taxes and payments are not being paid by friend possessing car. Bank threatens repo. My rights?
Stephen's answer
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Answered on August 01, 2011
Report the car as stolen to the police. Repo it yourself if you get the chance.
Archived
What kind of disability Attorney I need?
Stephen's answer
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Answered on August 01, 2011
Contact your local county bar association.
Archived
Can a 10 year old debt from New York still be worth to a collection agency pursuing the debtor in Missouri?
Stephen's answer
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Answered on August 01, 2011
If the judgement has been renewed properly over the years then they can pursue the debt.
Archived
Debt negotiation attorney wants proof of hardship for 50% reducation
Stephen's answer
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Answered on August 01, 2011
Yes. You can file bankruptcy too if it is appropriate for you.
Archived
Former technical school wants $9,000 beyond student loans. Suing me.
Stephen's answer
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Answered on July 31, 2011
The contract controls. You signed one when you applied for the loans. You need a lawyer.
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