Archived
I have a loan & credit card w/bank in my corp.
name. I am no longer operating due to finances. Do I have any protection w/Inc.
Barry's answer
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Answered on August 10, 2009
Without considerably more information, it is impossible to determine how much protection your corporation can provide you. Usually this is very...
Archived
I am filing BK and keeping my car have made all payments yet my car was repossessed how can this happen?
Barry's answer
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Answered on August 10, 2009
I have the feeling there is more information needed to give you a meaningful answer. If you have recently filed a bankruptcy petition, the...
Archived
I am the debtor and I'm filing for chapter 7 because I got laid off. I got an objection from one of the creditors...
Barry's answer
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Answered on August 10, 2009
This seems to be a tactic that some credit card issuers are taking lately. If you have an attorney, this should not be a problem. If you did the...
Archived
Under which schedule should I list my home for ch13 bk? I am in foreclosure and owe $20000 more than current market value.
Barry's answer
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Answered on August 10, 2009
In my opinion, you are making a big mistake attempting to file a pro se Chapter 13. The very question you are asking shows that this is not...
Archived
Should our landlord have disclosed that her home was going into foreclosure prior to allowing us to sign a new annual lease?
Barry's answer
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Answered on August 10, 2009
As an ethical question, I believe that the landlord should have disclosed the true state of a financial condition that could possibly affect you in...
How can I get my money back from a person I loaned it to?
Barry's answer
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Answered on August 06, 2009
In a word - sue. $20,000 is a great deal of money to most people. I would advise speaking with an attorney about filing suit against the...
Archived
I am trying to avoid foreclosure but I am trying to negotiate a fair modification with the lenders on my 1st and 2nd mortgage.
Barry's answer
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Answered on August 01, 2009
I know this sounds self serving, but do you really want to trust such a major task to someone who will do it for free? Even if it cost you a...
Archived
We are 3 months behind on our mortage. We are in contact w/them about a loan mod, how many missed payments before foreclosure?
Barry's answer
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Answered on August 01, 2009
There is no magic number of months after which foreclosure starts. Each lender is different. Usually, the department that handles foreclosures has...
When filing chapter 7 if you own a snowmobile or atv and they're 10 or 11 years old are you allowed to keep them?
Barry's answer
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Answered on July 31, 2009
Apologies for the typical lawyer's answer but...it depends. In a Chapter 7 case, the Chapter 7 Trustee has the right to take and sell any...
Archived
How can I file chapter 7 bankruptcy
Barry's answer
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Answered on July 30, 2009
You need to speak with a bankruptcy attorney in your area. Many attorneys offer a free initial consultation. Take advantage of this and discuss...
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