Archived
My home is going into foreclosure proceedings in three days should I file bankruptcy before this happens?
Barry's answer
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Answered on August 13, 2009
It appears you have several issues that may be related but don't necessarily have the same answer. The first issue is what to do about your debt...
Archived
Niece's ex-boyfriend is refusing to refinance a home we purchased 2 yrs ago in Houston, TX.
Barry's answer
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Answered on August 12, 2009
Probably not. The lender did not make the loan contingent on the couple staying together. They made the loan based on the credit worthiness of two...
Archived
Before you file, does a bankruptcy lawyer have to disclose the fact that, if you have money in the bank it has to be turned over
Barry's answer
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Answered on August 12, 2009
Your attorney should have explained that when you file a Chapter 7 bankruptcy, any non-exempt property becomes subject to the Chapter 7 Trustee's...
Archived
Recently married, living in separate countries, can I file for Chapter 7 for myself only?
Barry's answer
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Answered on August 12, 2009
I am not really sure what you mean by "married with exception" but either spouse is permitted to file Chapter 7 without joining the other spouse in...
Archived
I have paid $160,000 for my home 7 years ago at presant day I owe $ 176,000 all my taxes were included , do I have a law suite?
Barry's answer
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Answered on August 12, 2009
You need to check your loan documents. It would seem that you have some type of "teaser" loan where the payments do not equal the interest and the...
Archived
Do i have to pay my landlord for his homeowners insurance during foreclosure of the home I am renting
Barry's answer
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Answered on August 12, 2009
Mr. Falcone's answer is exactly right. Until the foreclosure is complete, your landlord still owns the property and your obligations are governed...
Archived
Do i have to continue to pay a landlord who is in foreclosure process and home is to be auction off in a few months
Barry's answer
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Answered on August 12, 2009
Your obligation to pay rent is independent of the agreement between the owner and the lender. If you stop paying rent, the owner, your landlord,...
Archived
Do I continue to pay my mortgage while pursuing a deed in lieu of foreclosure (DILF)?
Barry's answer
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Answered on August 12, 2009
While I do not disagree with anything Mr. Boulgourjian says, my experience is that remaining current on the mortgage does not usually help in...
Archived
One of my creditors is disputing my ch 7 bk. my atty states they do not have any ground to stand on. got new windows in my house
Barry's answer
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Answered on August 10, 2009
I suggest you listen to your attorney. I assume you scheduled the loan as unsecured and now Greentree is claiming it was supposed to be secured....
Can I dispute or sue Citibank for ruining my FICO score?
Barry's answer
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Answered on August 10, 2009
Unfortunately, what Citi, Chase, and other banks are doing, while despicable, is legal. It is happening to hundreds of thousands of card holders...
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