Questions answered by Andrea L Crawford

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If an auto loan is originated in 1 state, sold to a company in 2nd state, consumer resides in a 3rd state, where is jurisdiction

Andrea's answer | Answered on February 08, 2013

The FDCPA requires that any lawsuit brought against a consumer by a third party for a debt in default be brought in one of two places: 1) the...

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How can I get this collection agency off of my credit report. This is from a debt from years ago.

Andrea's answer | Answered on February 08, 2013

You should send a dispute letter to the credit bureau via certified mail. They will ask the collector to conduct an investigation on the debt. ...

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How do i get a debt judgement overturned

Andrea's answer | Answered on February 08, 2013

Take all of the documents you have to a local consumer law attorney for a free case review. If the collector is claiming money it is not owed...

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Do I need to return an overpayment on a garnishment?

Andrea's answer | Answered on February 08, 2013

If you don't pay them back, the bank can go to court and have the Judge order the return of the overpayment.

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Do I have a right to sue the creditor that falsely identified me and had my wages garnished due to failure to properly identify

Andrea's answer | Answered on February 07, 2013

It is possible that the collector violated your FDCPA rights. You should speak with a local consumer law attorney who handles FDCPA cases asap as...

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Is it breakign fdcp if a bill comes in the mail that on the outside of the envelope it reads Past Due second notice?

Andrea's answer | Answered on February 07, 2013

This is unlikely a consumer debt and therefore not under the protections of the FDCPA or the Texas state version which does pertain to first party...

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Fair Debt Collect Act Violation, what now?

Andrea's answer | Answered on February 07, 2013

You need to speak to a local consumer law attorney who handles FDCPA violations ASAP. You should be prepared to provide the attorney everything...

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Just received a bill from collection agency that is from 1998!

Andrea's answer | Answered on February 07, 2013

First, if the bill is 15 years old and no one has paid anything in those 15 years, the debt collector should not be able to place it on your credit...

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I am unable to make my court date. What can I do to prevent my debt from going to a judgment?

Andrea's answer | Answered on February 06, 2013

You can file a Motion to Continue. You should try talking to the law firm about having the court date continued first. If they will not agree to...

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Can I sue a a bill collector in Texas for threating to have me arrested for "hindering of a secured creditor?"

Andrea's answer | Answered on February 06, 2013

It sounds as though your FDCPA rights may have been violated. You need to consult a CT consumer law attorney. If you cannot find one on AVVO, you...

Andrea L Crawford's Answers (78)

If an auto loan is originated in 1 state, sold to a company in 2nd state, consumer resides in a 3rd state, where is jurisdiction

How can I get this collection agency off of my credit report. This is from a debt from years ago.

How do i get a debt judgement overturned

Do I need to return an overpayment on a garnishment?

Do I have a right to sue the creditor that falsely identified me and had my wages garnished due to failure to properly identify

Is it breakign fdcp if a bill comes in the mail that on the outside of the envelope it reads Past Due second notice?

Fair Debt Collect Act Violation, what now?

Just received a bill from collection agency that is from 1998!

I am unable to make my court date. What can I do to prevent my debt from going to a judgment?

Can I sue a a bill collector in Texas for threating to have me arrested for "hindering of a secured creditor?"