I have a default judgment against me in TX that I would like to resolve the best way possible . It's been five years .

If the debt was a consumer debt, your FDCPA rights may have been violated. FDCPA claims have a 1 year statute of limitations. You should obtain a...

Legacy Asset Management called my job . I called back . The person handling the case was a liaison for the lawyer .

It sounds like your FDCPA rights may have been violated. Contact a local consumer law attorney to obtain a free consultation. Send the collector...

Which of these three states can the borrower be sued in?

This depends on who is bringing the lawsuit. If a debt collector is bringing the lawsuit, the collector must follow the FDCPA in determining where...

Most process servers don't warn people that they are going to be served. It generally makes people more difficult to find.

How do I go about proving that I don't owe the bloated amount a debt attorney is claiming I owe in a summons ?

If you have received a Summons, you may want to consider consulting a debt defense attorney asap. Some court fees could be included in the...

Would a cease desist letter be best? To stop a third party debt collector from harassing me in Texas for a consumer debt?

It sounds like the collector has violated the FDCPA and possibly the Texas statute on collection as well. I recommend obtaining a consultation...

Can a debt collector while a debt is being disputed and validated report it?

It could be a violation of the FDCPA. To determine if it is, a local consumer law attorney will need to determine 1) if the collection agency is...

Take the 1099-C to the attorney who negotiated the debt for his/her review. That attorney is in the best position to advise you on whether the...

I just received a call at work from a lawyer representing US Bank.

I agree with Ms. Bunce. I would add that if there was no lawsuit and/or the person who called you was not an attorney, you may have an FDCPA case...

Can a collection agency file a lawsuit for unpaid legally expired debt in TX?

Statute of Limitations is an affirmative defense which must be asserted in your answer to a lawsuit. It, in itself, does not bar the collector...