Colorado has some interesting ideas about service of lawsuits that most states don't. For instance, debt collectors do not need to actually file...

You should send the collection agency a letter requesting verifcation of the debt asap. You should mention in the letter that you have never...

Should i request a stipulation of dismissal before i pay the settled upon amount?

It is very unlikely that anyone would agree to provide a Stipulation of Dismissal before receiving the money. Is the settlement offer in...

Can I go file a small claims suit against credit card co. here in NV and sue for fees? Also, do I file against their lawyer?

You should take all the court documents you have and your proof that the debt is not your and immediately consult a consumer law attorney. You...

How many times can a creditor sell your loan

The allowed time on your credit report is not measured from when an account is openned. It generally is measured from your last payment. It is...

I was summoned for a writ of garnishent in az by midland funding, can i file a motion to vacate judgement?

One of the reasons you can make a Motion to Vacate is that the judgment is void. Not obtaining service is a reason the judgment would be void. ...

Can the IRS take your tax refund for unemployment over payment without giving any notice or giving an option to pay it back?

The government can go many more things to your money than normal collectors. I would recommend consulting a consumer law attorney in your area to...

Discover card is sueing me for $6300. I lost my job two years ago and stopped paying my credit card oct 2011. Do I need a lawyer

You should contact a debt defense attorney in your area for a free consultation ASAP. You may want to consider consulting a bankruptcy attorney as...

What are my courses of action against a collection agency claiming I owe them a bill for something I know nothing about?

You also should consider sending the collection company a letter stating that you do not know what this debt is and you are therefore disputing it....

How do I get a debt collector to stop harassing me for a debt that isn't mine?

If they are calling your cell phone with an auto-dialer or leaving pre-recorded messages on that cell phone, you also may have a TCPA claim and...