I keep getting calls from the same number to my cell phone. When I answer the call no one answers back, When I call the number i

Since the calls are to your cell p;hone, they likely violate the Telephone Consumer Protection Act, which provided damages of $500 or $1,500 per...

They are likely scammers if they are asking you to pay the debt, knowing it is not yours. You need to meet with a consumer protection lawyer in...

I have a collection account on my credit report which belongs to my husband. I live in Arizona. Can they do that?

If it was included in your bankruptcy, but not reported to the credit bureau until after discharge, then they cannot report as a new account on...

Gurstel Chargo was hired by credit card company

You need to speak withe consumer lawyer as soon as possible so you can discuss what your options are. Once they have a judgment, your options are...

Am I able to sue a business for identity theft?

Going after a business for identity theft is possible. However, you really need to have an experienced consumer lawyer look over the situation and...

Am I legally liable for the below detailed old non-secured debt?

If your payments stopped in 2008, then it should have charged off six months later, so in 2008 or 2009. If you have some proof that payments...

Statute of limitations Credit debt

You are correct. This was NOT an acknowledgement, so it did not restart the statute of limitations under Arizona law. The first date you were...

I am being sued by a debt collector, what are the options?

I agree with Mr. Allen, but you may want to contact a consumer lawyer first and see if he can give you some information about who is suing you, and...

Consumer Asset company called me concerning an auto loan of 2003 which I defaulted on 10-2004.

It is very unlikely that HSBC will take you to court on an 11 year old debt. If they did, you would have a complete defense and be able to go after...

I keep getting court papers form these lawyers that are acting for the company, Autovest. we had a car many years ago they repro

I have handled numerous Autovest cases here in Arizona which were past the statute of limitations. Its a very common tactic. You not only have a...