Can a creditor show a past due balance if I paid off my chapter 13

If a debt was paid, then it was paid. This is not a bankruptcy question as much as it is about math. If you paid, then it should not...

Can it happen? Yes. Would I trust a non-attorney to figure it out? No. Get an attorney. The IRS is the worst creditor and make sure you are...

Plan includes original lender/assumed loan servicer; unable to reach new servicer about where to send protection plan payments?

Are your payments outside the Plan? All of the trustee's in my jurisdiction require this to be done unless there is a really good reason. If...

What can I do ?????????????????

It sounds like you have had a difficult time and I am sorry your family has to go through this process. The bottom line is you must be making...

My vehicle was included in my bankruptcy. We did not sign an affarmation. The car is now totaled who gets the insurance money?

A very basic tenet of bankruptcy is that a lien survives bankruptcy against the collateral. If you do not provide the insurance money, you are...

I filed Chapter 7 to halt a trustees sale scheduled by my loan servicer. 3 months later BK was discharged. 3 months later

This is a big mess and you a bit behind in the timing of the case. The automatic stay terminates with the discharge and it may difficult to stop...

I am a co-defendent in a Maryland Motor tort case. I included this case in my chapter 7 and received a discharge.

Unless they filed a lawsuit in your bankruptcy, you are free from the debt. To be safe, file a notice of bankruptcy in the state court...

We filed Chapter 7 in 2007, maintained our house and HELOC payments. Need some advice about how to handle HELOC issue.

If they start reporting, just dispute the debt on your credit report and they will remove all of the positive and negative reporting since filing...

When am I considered "filed"?

No. You are filed, the moment your petition is filed and a case number is generated. Good luck.

Do I fight a summons, or try to settle a summons or do I file bankruptcy ?

This is difficult to know. There are a number of factors to consider like whether gray hair is a problem, it may cause a rift in your family,...