I filed Chapter 7.My mortgage was included. If I did a deed in lieu of, will I still be liable for taxes after the bank sells?

You will get a 1099, but you also have an exclusion to income under IRC 108. When you go do your taxes it is form 982. Good luck. Jim...

I was awarded funds were i receaved partial payment . medicare issued a lien against the rest of the funds . How do I lift lien

This is a very difficult issue in Arizona. The exemption scheme does not protect you if you file bankruptcy. In other words, if you file...

Can a late payment recording be removed from our credit report even if it was not a bank error?

I am a bit confused on what you are saying. You seem to be saying that you were late but you want it taken off your credit report. Any...

I have just incured medical bills of over 100 K. I work for minimum wage and have no assets. What should I do?

You have good instincts. It could be an issue if you file now and you have a relapse. There are ways of addressing these issues and I would be...

Once I am chaptered for a dwi what are my chance of changing the chapter after I get out so I can get my gi bill

I would love to help, but I don't know what it means to be "chaptered for a dwi." This may be lingo in your state I don't understand. Please...

Mortgage increased in a CH13 w/leinstrip on 2nd.

I would seek a second opinion. The facts of this case seem strange. If they want to increase the payment, they must justify it with the...

Your question is not exactly clear. If I miss your point, let me know and I will try and check back. You must include all debts in bankruptcy. ...

Title of my house is still in my name under BK7 what is my liability? And what are the ramifications if I short sale?

If you want to short sale the home, that is your right. It takes time and will help your credit to some degree (compared to foreclosure). How...

My second mortgage is listed on the title still after being dud charged in Chaoter 7. We are current on first

The lien survives the bankruptcy. If you can convince the second mortgage to be paid off and leave your title, then this can be...

How do I know if I qualify to file for chapter 7 bankruptcy?

Eligibility is not based upon amount of debt. It is based upon a comparison of income and allowable expenses. If you have 12 children, i can...