I read the comment on the bill in congress how long ago was that and did that bill pass?

I too have not heard of a bill that would fix your home. Would love to know more. I will check back.

This will come back to the agreement you originally entered into prior to bankruptcy. This can be how the loan was given. They use the...

Can TX state still come after you personally if you included Corp Franchise Taxes in personal bankruptcy Ch7-Discharged Sch F.

As I am sure you understand, this is a Texas specific question. There are taxes like this in Arizona, depending on how the paperwork is done,...

Student debt and Chapter 13

Unless you filed on your own, you attorney would have given notice to your student loans. Just give the servicer a call. They want to be paid...

If your mtg was discharged in chapter 7 bk, & it has been ll mnt in default is any possibility that WF will charge-off the mtg

A common misconception about charge offs is that this means the creditor is releasing liability. Normally, when you see a charge off, it is one...

In a foreclosure process, should the bank be naming me individually as the defendant and asking for monetary relief?

This is a fine line issue. You seem to have a good understanding of the issues. They can seek the property but they cannot seek damages...

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Is ch 13 when you need to make your mort paymts & then another paymnt on top of it to catch up with what you are behind?

You have good intuition. If you cannot make your regular payment plus the amount needed to make up missed payments, Chapter 13 will never...

Filing ch13 taking over 6 months

It can be difficult to know what is going on. With that being said, this is a bit longer than necessary. I would go into the office and ask for...

As an underwater property owner of 1 owner occupied and 3 rental dwellings, can I file a chapter 13 bankruptcy and include all?

As the other attorney said, it depends on whether you exceed debt limits of a Chapter 13. There are a number of benefits if you want to keep the...

I am in chapter 7 bankruptcy, if I turn my house over to the court, how long must I wait before buying another home?

It is not as simple as turning the house over to the court. You own the property until the mortgage company takes it back. When it comes to...