Archived
Regarding the SOL, Is the State were the Credit Card Contract was signed the same as where the Credit Cards were Registered?
Dwayne's answer
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Answered on August 29, 2013
The proper application of the statute of limitations is where the debt was incurred. I don't mean to say were you made the charges, but rather...
Archived
Do I need a bankruptcy attorney or a civil attorney? Or a different type of an attorney altogether?
Dwayne's answer
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Answered on August 29, 2013
You are in the right place. You are definitely looking for an experienced consumer bankruptcy attorney. If you're not comfortable with your current...
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Archived
Can a law firm suspend your licence to collect a debt.
Dwayne's answer
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Answered on August 29, 2013
I am going to assume that the lawyer for the plaintiff has secured a judgment against you for the damages caused in the accident. Technically, it...
Archived
Bank has filed for summary judgement, is it too late to do anything at this point ?
Dwayne's answer
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Answered on August 29, 2013
If you can afford your house now, along with paying your reasonable living expenses, and can propose a chapter 13 plan of repayment for the arrears...
Archived
I payed a collection account but shows paid on my 3 credit reports but not removed
Dwayne's answer
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Answered on August 29, 2013
Your creditors, and the credit bureaus, cannot report inaccurate information on your credit report. However, a credit report can continue to report...
Archived
I am a co-signer to a vehicle which I ended up paying over 12,000 dollars on my chapter 13 bankruptcy and the woman I was living
Dwayne's answer
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Answered on August 29, 2013
Okay, I'm going to assume that your former "roommate" was listed on the loan and the title to the car. Since you included the debt in your...
Archived
If your placed in non collectable status with the IRS and the statute is 10 years when does the 10 years begin?
Dwayne's answer
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Answered on August 29, 2013
The statue of limitations for an employment tax begins to run on the date that the Internal Revenue Service assesses the tax obligation. The...
Archived
Is it legal for a mortgage company to run a credit report on a person without the person's signature, or authorization?
Dwayne's answer
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Answered on August 29, 2013
I would request a written letter of apology from the mortgage company. I will also report this unauthorized pulling of your credit report to...
Archived
This is regarding a garnishment that my employer rec'd on me.
Dwayne's answer
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Answered on August 29, 2013
Dispute the garnishment on the paperwork that your employer gives to you. Dispute the garnishment at the courthouse where the garnishment purports...
Archived
Sued in Texas (KerrCounty)
Dwayne's answer
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Answered on August 29, 2013
defender the credit card lawsuit to the hilt. It's entirely likely they won't be able to produce the documents they need to prove that your wife...
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