Sorting out credit card debt

"Charged off" is an accounting term and will not limit the ability of the creditor to sue you. If you are to inherit soon I would not waste my time...

How would I obtain the court's permission to pull a credit report for a bankruptcy debtor?

I suggest that you tread very carefully. If the debt has indeed been discharged as you state, you would do well to contact the trustee in the...

Chapter 13 ? Need help.

You really need to speak with your Chapter 13 bankruptcy attorney regarding whether or not you should let your case be dismissed. Your attorney...

In a Chapter 7 bankruptcy, do I count my Social Security Disability and State of Florida Disability Retirement as income?

Exempt from execution, or exempt from inclusion in the means test. Federal law establishes that your socual security benefits are NOT to be...

Utility debt

Where was your trash going for 5 years. Get proof of that and then sit down with an attorney and have them contact the attorney for Waste...

Is it true that the fair debt collection act says that if we give a partial payment to a debt they have to accept?

This is not true. The FDCPA does not mandate that creditors accept whatever you send to them as regular payments. Partial payments do not change...

Credit card debt

If you stop paying on a credit card debt that you acknowledge that you legally owe, yes they can sue you for any outstanding balance once you are...

You don't have to pay for services that were not rendered. You are entitled to an accounting for services rendered. You can dispute the services...

When do you know when it is time to file for bankruptcy?

I am sorry that you are experiencing this stress. Please get in contact with a local consumer bankruptcy attorney. There are two great sources to...

What can I do to avoid losing my property?

All is not lost. There will likely be some relief that you can use to address this judgment. I would start by getting my paperwork regarding this...