I want to save my home under the LMM prog.but also want to discharge all my cc debt. Can I file a combine Chapt 7 & 13 LMM?

By 13 L MMM, do you mean a Chapter 13 wage under plan? if that is what you mean, then yes, you can file a Chapter 7 bankruptcy to discharge or...

Is bankruptcy an option for us since he has a substantial amount of other debts aside from the mortgage? Or foreclosure? DIL?

Have you considered a short sell? Call a local short sell real estate agent and see what type of options are available to sell your home for less...

Need help writing up my "answer" to lawsuit because I am awaiting paperwork for a possible agreement.

The absolute best wording you could use is," thank you for seeing me this morning, here's the lawsuit that was served upon me, could you review it...

The guy that owns the shop where my car is wont accept a payment anymore

I am pretty sure that the shop owner will accept payment for parts and services. I think what you're trying to say is that the shop owner will not...

Why is it best to hire an attorney to file a simple no asset chapter 7 bk, as long as paperwork is correct?

Now there's the question of the day. As long as the paperwork is correct. As long as you've been able to consider the myriad of different...

Collection agency contacting family members instead of the person who is in debt.

I don't think that the messages on your cell phones are an accident. I think that they know exactly what they are doing. They are putting pressure...

You have the right to levy any account not protected by an exemption statute. Even then, those accounts will only be protected for only a small...

I had a Chapter 7 no-asset bankruptcy. I forgot to add a debtor to my matrix. Was sued in state court and lost, any recourse?

File motion with bankruptcy court to reopen your case for the purpose of amending on a prepetition debt. If case is reopened, then amend on the...

How long do I have until I have to Vacate my home after the bank starts Foreclosure.

The mortgage lender can object to your plan, but they cannot simply refuse your plan, only a judge could do anything like that. It is hard to tell...

Establishing venue for Credit Card Department Store debt with written contract.

Under the circumstances, Midland is allowed to check your credit report. I wouldn't get to creative with the statute of limitations issue at this...