I took out a payday loan, now I'm facing. A civil suit. Is this legitimate? What are my rights?

If you took out the loans, payday or not, then you owe the money. If you were honest in your dealing with the company, then you will not lose a...

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2 people on a mortgage, one person on the deed. Person on deed declaring bankruptcy what is other persons options?

Has she recorded the "Quit Claim Deed"? If not, then he could still take possession of the real property if she vacates. If it has been recorded,...

Actual recorded liens are paid, first in time, first in right. They will not be paid prorata. However, liens are not automatic just because you...

An attorney is trying to get a letter it produced into evidence. How do I stop him?

You probably will not stop the document from being introduced. Based upon the facts that you have given, there could be any number of exceptions to...

Our chapter 7 bankruptcy is final but now what's our best option to resolve our second mortgage?

The answer to your question depends on how much is owed on your first mortgage, how much is owed on your second mortgage, and how much your home is...

Filed Chapter 7 in 2011 and just found out my mortgage was not reaffirmed.

If you want to keep your home, pay the mortgage payments on time. In most cases it would be malpractice for an attorney to recommend and sign off...

Why would I pay a debt if it does not affect my credit?

Congratulations on your new job. I hope that it was a great career move for you. My first day in law school, professor Winton Woods stood up in my...

If a chapter 7 was discharged in feb 2011 and mortgage wasnt reaffirmed can they count lates that were in bankruptcy?

While your promissory note was discharged in your chapter 7 bankruptcy, the lender's right to the payments necessary to seek a release and...

Can your checks b garnished if your on state assistance?

There are certain sources of income that creditors (including student loans) cannot assert control over. Welfare payments, food stamps, social...

Can an ex spouse and his attorney collect on attorney fees using section 523(a)5 and 523(a)15 and not abide by an automatic stay

For debts in the nature of "support and maintenance" (523(a)(5)), the automatic stay of section 362(a) does not apply so long as the garnishment is...