Archived
If I sign and notorize a document agreeing to pay a collection agency will it still be covered by bankruptcy?
Dwayne's answer
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Answered on September 30, 2013
Signing a notarized document won't necessarily make the obligation non-dischargeable, but it could raise issues of bad faith. I would recommend...
Archived
Another questions about the receive a letter from my mortgage company release of lien
Dwayne's answer
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Answered on September 30, 2013
Have you paid off the mortgage? Did the mortgage company send you a notice of lien release? Is this a second mortgage? More information would be...
Archived
If I make $10 an hour and is being sued for 10,000 how much are they gonna take out my check. ?
Dwayne's answer
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Answered on September 30, 2013
If you are presently being sued, DO NOT let the creditor get a default judgment against you. Go see an attorney to see if you might have a defense...
Archived
Thinking about bankruptcy
Dwayne's answer
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Answered on September 27, 2013
Yes. But. Is there equity in the homes? How much? While your wife will not be forced into a bankruptcy with you, any jointly owned assets will be...
What does it mean if a reposession is closed on my credit report? Do I still have to pay on this debt?
Dwayne's answer
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Answered on September 27, 2013
If you are filing bankruptcy, it doesn't matter whether the credit report reports the account as "closed" or not. Closed is not a legal term...
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Archived
How do I get relief from credit card debt without going bankrupt?
Dwayne's answer
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Answered on September 27, 2013
You need to take care of your housing., transportation, utilities, medical, and food needs before you pay any credit card bill. Hopefully your...
Archived
Debtor filed judgment against to my personal credit card debt. Do they can levy my business account in Washington State?
Dwayne's answer
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Answered on September 27, 2013
Hard to say from the bare bones facts presented. Any bank account that belongs to you, whether used for business, or used for any other purpose,...
Archived
I work for a large Insurance Company in IL. If I get a wage garnishment can it be held against me personally?
Dwayne's answer
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Answered on September 27, 2013
Large companies are not going to take issue with a wage garnishment. It will usually not affect your employment in any way. Remember that the...
Archived
I am a creditor who filed an adversary complaint and asked for punitive damages. How much can I claim?
Dwayne's answer
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Answered on September 27, 2013
No punitive damages will be ordered by a bankruptcy court based on the facts given in this scenario. You really need to contact local counsel to...
Include creditor with multiple accounts multiple times for mailing matrix? (Ch7 Bankruptcy)
Dwayne's answer
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Answered on September 27, 2013
If the different account numbers have different mailing or notice addresses, then include all relevant addresses just to be sure that you get the...
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