Dwayne M Farnsworth's Answers (696)

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Does Chapter 13 cover everything on my credit report, or just what I will like to have covered that is on my credit report

Dwayne's answer | Answered on October 02, 2013

When you file a Chapter 13 proceeding you must list all your assets and liabilities. If the debts were incurred pre-petition (before you filed the...

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I went through a bankruptcy. The lawyer checked Retain property and continue making payments. The loan was never reinstated.

Dwayne's answer | Answered on October 02, 2013

If you listed the first and second mortgage on your schedules and if you received a discharge in your case without reaffirming on either of the...

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Can my 87 year old mother be dragged into court and prosecuted by a Debt Collector?

Dwayne's answer | Answered on October 01, 2013

While Zwicker and Associates can sue your mother for debts that she incurred, including interest and costs of collection, they cannot attach her...

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For the Means Test in Chapter 7 Bankruptcy, how do you calculate taxes - what you owe the IRS or your monthly deductions?

Dwayne's answer | Answered on October 01, 2013

You are be able to subtract from your Total Monthly Income (Average 6 month gross income) the average monthly expense that you actually incur for...

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I have won concilliation judgement, docketed judgement and reqested order of disclosure.

Dwayne's answer | Answered on September 30, 2013

Probably. But where to begin. I think I begin where I intend to end. This matter is better addressed with all it facts, twists, and turns in the...

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I have divorced in 2010 and had filed bankruptcy prior, due to a poor business

Dwayne's answer | Answered on September 30, 2013

Wow! I mean really wow! I am so glad that I didn't have this question on the bar exam. I have got nothing that I can say other than, I hope that...

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I need a Consumer Attorney for a Credit Matter.

Dwayne's answer | Answered on September 30, 2013

You asked, "my question is can I get all the debts that are over 4 years old off my credit report?" The answer is that you cannot get debts off...

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How do you impute a garnishment onto an employer who refuses to process a legal garnishment order?

Dwayne's answer | Answered on September 30, 2013

It sounds like you would benefit from a chat with a clerk of the court where the garnishment has been ordered. A discussion with a local attorney...

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If the Bankruptcy Trustee litigates my case and I win, can I recover my attorney fees?

Dwayne's answer | Answered on September 30, 2013

I am sorry, but the answer to your question is usually not. The trustee or their attorney would have to be way off base before a judge would award...

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Hey can i be brought up on criminal charges for check fraud for a paday loan in wake county nc??

Dwayne's answer | Answered on September 30, 2013

I am not familiar with NC law. When Arizona had pay day lenders, they were precluded by law from arguing bad check and turning the draft over to...

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