I was hospitalized in May of 2013. I have no insurance. My bills (about 10 different ones) are $30,000. I send each mo $50.00

Not paying legal obligations can be reported on your credit report. However, since you are not under a specific payment agreement, your greatest...

In Nevada, what property may be exempted from creditor claims in civil judgments?

It depends on the asset that you are concerned about. Nevada exemption laws are among the most liberal statutes in the country. I suggest that you...

Best way to ask for continuance in person?

How do you know that there really is a hearing. Unless the creditor received permission for alternate service, you should always be personally...

How do i get rid of paid judgments

If the judgments were properly reported, then they may remain on your credit report for 7 years from the date that they were accurately and...

Can I file chap 7 on debt owed to US dept of treasury?

USDA loans and grants are dischargeable in a Chapter 7 bankruptcy proceeding so long as you properly list the debt on schedule F (unsecured balance...

My bankruptcy was just discharged. I have a 1st and 2nd mortgage, 2nd subordinate. What happens if I stop paying the 2nd?

You have discharged the 2nd mortgage completely. However, the lien on the property survives still. If the property has value above the 1st mortgage...

In my foreclosure documents, the bank added all the missed payments from the bankruptcy until the foreclosure (2.5 years).

If you listed the mortgage in your bankruptcy proceedings, then the debt was discharged and you don't owe the lender anything. If you want to keep...

WHAAAAT? 21 years on your credit report? No, that is not true. IF you owe the bank some money, they will have to prove it somehow through evidence...

What is a confession of judgement and is it ever a good idea to sign one?

I would not recommend that you sign a confession to judgment on all these so called accounts. Who are the account from? Do they have the right to...

Junk debt buyer held onto alleged account for 6-7 years, never contacted me by phone or mail then sued me this year?

You seem to be a bright person with a lot on the ball. I would still recommend that you consult with an attorney to push these dirtbags into a...