How to file for bankruptcy? Is on-line possible?

Bankruptcy cases can be uploaded to the court online. However, this is done with software that is most often found in bankruptcy attorney offices....

Is it a bankruptcy crime for a chapter seven for the debtor to threaten to file BK so as to negotiate with creditor ?

Absolutely NOT a crime. If you are serious about settling this debt, you should use all legitimate negotiating tools at your disposal. Consumer...

Delinquent AMEX last paid on 3-2012. AMEX charged-off last month & the fall-off date changed from 2019 to 2021. Re-age of debt?

Request for validation is not going to gain you much mileage. If you owe the debt, and if the debt is still with the original creditor, requesting...

Can a plaintiff go after a Corporation's assets (i.e. real estate property) if ...

The President of the Corporation does not own the real estate. The president might own and interest (stock) in the corporation. That stock can be...

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When converting from a chapter 13 to chapter 7 does all you info from the 13 move over to the chapter 7

You would need to file a motion to convert, as well as an updated list of any schedules of assets and liabilities if there have been any changes or...

Debt and Credit

Fixing your credit could be a long drawn out process. You will need to clear up any outstanding accounts first. Then be sure to pay on all of your...

How can I get my money back from a bankruptcy lawyer isn't representing my case.

You should receive response from your law firm. However, you should be very careful that you have a place to land for legal representation before...

If I am behind on my mortgage and cannot pay it back within the 5 yr period of a Ch. 13, will a Ch. 11 give me more time to pay?

You will not get more than 5 years to cure in a Chapter 13. Can you increase your income with extra work or by renting out a room in your home? You...

I need to know if I can keep my car. I am filing a joint petition in NY. I own the car.

If you still have available exemption under the wild card exemption, this is what you should look into to protect the equity in your car. Please...

WIll I have to pay taxes on credit debt that is discharged by filing for bankruptcy? Approximately $25,000.

Wait until you receive your tax refunds and spend the money pre-petition on things that you need. You should really meet with an experience...