Is my spouse equally responsible for my credit card debt?

Arizona is a community property state, as such, debt incurred during your marriage is considered community debt. If you do not pay on the debt,...

Filed Chapter 13, but behind one month on mortgage. How soon can lender file the Motion for Relief?

I agree with Ms. Drain. The odds are staked against you in a chapter 13 filing if you do not retain the assistance of an attorney. The self-help...

Can my wages be garnished for a credit card debt from another state that has a 3 year statute of limitations?

There is not enough information to properly address your question. If a judgment was entered in this state, that judgment can be renewed every 5...

Are private, non federal, student loans bankruptable, chapter 7?

I am in agreement with the previous response. Student loans are very difficult to eliminate. I would look into the IBR program. The problem with...

Earlier I asked about Chapter 7 What is reaffirmation pertaining to the bankruptcy.

You really have no choice in the matter. When you file a petition in bankruptcy, you state, under penalty of perjury, that you have listed all...

I am trying to find out if a judgment placed against my DL for a car accident (no insurance) is eligible debt for a bankruptcy.

Once you file a bankruptcy (assuming you qualify for same), there are a few steps that your attorney will have to take to allow you to reapply for...

Discharged debt?

As this creditor was included in the previous bankruptcy filing, the collection agency is in violation of the discharge injunction. In these...

Another issue to think about is that if the creditor did not properly perfect their lien on your car (in Arizona that means having the lienholder's...

Does the amount of damages have to be specified in a complaint to initiate an adversary proceeding for a stay violation?

You can allege that you have been damaged in an unspecified amount to be proven at trial, but there must be some sort of damage, usually financial,...

How do I collect a judgement I won in small claims court?

Obtaining a judgment is almost half the battle, then rest is collecting on same. You may find that trying to collect your judgment will cost more...