Do I have to Sign a Reaffirmation Agreement in Chapter 7 Bankruptcy if I Want to Keep My Vehicle?
Jul 04, 2011
Prior to the 2005 amendments to the bankruptcy code, a debtor could keep a vehicle in Chapter 7 bankruptcy by simply staying current on the loan. If the debtor defaulted on the loan after receiving a d...
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Q&A with a Bankruptcy Lawyer in Phoenix: Can I Amend my Chapter 13 Bankruptcy Plan?
Feb 12, 2011
Question: Can I amend my chapter 13 bankruptcy plan? I cannot keep up on my Chapter 13 payments. Can we go back and change the payment plan?
Answer: Yes and No.
Guess what percentage of chapter 13 bank...
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Chapter 7 Bankruptcy Means Test: Can I Qualify For Chapter 7 If My Income Is ABOVE Average?
Jan 24, 2011
If you are a repeat reader, you may have heard me discuss the means test. Specifically, I have a tendency to blabber something along the lines of "if you current income is lower than the IRS average in...
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How Is Non-Exempt Property Handled in Chapter 7 Bankruptcy
Jan 23, 2011
If you are filing for chapter 7 bankruptcy protection, you are probably aware that bankruptcy law outlines a specific list of exempt property. This means that, as a chapter 7 bankruptcy debtor, you are...
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Should I Reaffirm the Debt on my Car Loan? Will I be able to Finance a Car After Filing?
Jan 13, 2011
It is a common scenario, you are filing bankruptcy stop garnishments, prevent foreclosure, erase credit card debt....the reason isn't important for this discussion. What is important? That you current...
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Arizona Bankruptcy Pro Se Debtor: What Forms Do I Need To File Bankruptcy
Jan 13, 2011
Thinking about filing bankruptcy without a lawyer? Wondering what your bankruptcy lawyer is doing that is worth hundreds or thousands of dollars? You are not alone.
While some of my bankruptcy clients ...
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Common Bankruptcy Myths: Don't Believe Everything You Hear About Filing For Arizona Bankruptcy Prote
Dec 01, 2010
Common scenario: a potential debtor comes into my office frantic because he is buried under a mountain of debt. Car loans, credit card debt, unpaid taxes, an under-water second mortgage - you name it, ...
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Can a Canadian Citizen Work in the U.S. under a TN Visa and File for Lawful Permanent Residence?
Nov 30, 2010
The simple answer to this question is yes, you may apply for a green card while working in the U.S. under a NAFTA TN visa. However, there are different strategies for doing so and that is why you shoul...
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Should I Hire an Immigration Attorney or Should I Represent Myself?
Nov 30, 2010
If you have an immigration matter you may be asking yourself if you really need an attorney. You may also dislike or distrust attorneys, or you simply dont want to pay for one or dont believe you can a...
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If I am facing deportation/removal proceedings, what options do I have?
Nov 30, 2010
Even if you are facing removal proceedings, you still have options. You may petition for cancellation of removal, certain waivers, and other forms of relief....
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