Can I Give Away Property Before I File for Bankruptcy?
Jul 16, 2011
Sometimes in Chapter 7 bankruptcy your property can be taken and sold to satisfy your debts. When I explain to clients that they could potentially lose their property in bankruptcy, the most common res...
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Can I Keep a Credit Card if I File Bankruptcy?
Jul 15, 2011
During the initial consultation I often hear clients say, I want to keep one of my credit cards out of my bankruptcy. Unfortunately there is a common misconception that you are allowed to pick and choo...
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What is the Automatic Stay in Bankruptcy?
Jul 11, 2011
When you file for either Chapter 7 or Chapter 13 bankruptcy the automatic stay prevents any creditor from doing anything to enforce a claim against a debtor during the bankruptcy case. The automatic st...
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I Have Been Served With a Lawsuit. Will Bankruptcy Help Me?
Jul 11, 2011
A lot of people get the motivation to file bankruptcy after they have been served with a lawsuit. There are many different types of civil lawsuits for which this article will focus on a typical civil l...
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Can I Keep My Car in Chapter 7 Bankruptcy?
Jul 11, 2011
The most common bankruptcy question I receive is whether you will be able to keep your car in Chapter 7 bankruptcy. Unfortunately that answer is not a simple yes or no. In Arizona a debtor can keep one...
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Is a Reaffirmation Agreement Necessary in Order to Keep a Vehicle in Chapter 7 Bankruptcy in Arizona
Jul 10, 2011
I am often asked the question of whether tax debts are dischargeable in Chapter 7 bankruptcy? Most clients are surprised to find out that they are, as long as they meet certain criteria. Essentially, y...
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What Happens if I have Co-Signed for a Loan and the other Party Files for Bankruptcy?
Jul 10, 2011
If you have a secured debt such as a car loan or mortgage, you may have had a family member or friend co-sign for the loan. What does this mean? When an individual co-signs for a debt, that person is e...
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Are Tax Debts Dischargeable in Chapter 7 Bankruptcy?
Jul 05, 2011
I am often asked the question of whether tax debts are dischargeable in Chapter 7 bankruptcy? Most clients are surprised to find out that they are, as long as they meet certain criteria. Essentially, y...
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Is My Mortgage Payment Included in the Chapter 13 Plan? What is a Conduit Mortgage Payment?
Jul 04, 2011
If you are a resident of Pima or Pinal County and you are behind on your mortgage, your Chapter 13 plan will have to include your mortgage payments, also known as conduit mortgage payments. Prior to th...
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In Arizona, Can I Keep My Car in Chapter 7 Bankruptcy?
Jul 04, 2011
The most common bankruptcy question I receive is whether you will be able to keep your car in Chapter 7 bankruptcy. Unfortunately that answer is not a simple yes or no. In Arizona a debtor can keep one...
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