After foreclosure

If you did not reaffirm the second mortgage then your liability has been extinguished through your Chapter 7 discharge. I would send the lender a...

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Bankruptcy? penalized?

No.

Creditor violation chapter 7 Twice.

Contact a bankruptcy attorney at once in your area. Provided that they were noticed properly, it sounds like a claim worth investigating.

Thinking in reopening a closed bankrupcty

If a reaffirmation agreement was actually accepted by the court and you have already received a discharge then it is too late as the timeline for...

Why is this Legal process taking so long?

There is no reason for this process to take a year unless there are timing issues present with the filing of your case such as payments or gifts to...

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IN Bankruptcy, can school loans be filed?

While you are obligated to list each of your student loans on your bankruptcy schedules, it is only with great difficulty and expense that they can...

I filed and finished a chapter 7 bankruptcy. I would like to refinance my house. I owe 17,000 on my house but 30,000 in liens.

I think you will have an extremely difficult time refinancing the home since you have no equity in the property at all. If the liens that you speak...

Should i voluntary surrender my car

If you purchased the vehicle after your case was filed, voluntary surrender will not help you get rid of the car debt. Depending on what other...

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They can certainly foreclose but they probably will not do so because the lender would incur substantial expenses and not reap any rewards from the...

HOA is suing me. I claimed Chapter 7. Didn't know I had to pay. Now what?

You are on the hook for any HOA fees incurred after the date of filing up until the date of foreclosure. You should have been advised of this fact...