Archived
Can we keep our house if we catch up payments after a motion of relief has been filed under Chapter 13?
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Answered on September 29, 2012
Yes but you will need to find out what that total amount is and it is obviously going to be larger than four monthly payments. You will need to...
Archived
I took out a loan with CashCall in 05/2008 for $5000.
Thomas's answer
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Answered on September 25, 2012
If your Chapter 13 Bankruptcy is dismissed, the totals that you will owe on all of your debts will include whatever interest would have accrued...
Archived
Just been served with a summons to appear in court for credit card debt. What are my options?
Thomas's answer
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Answered on August 09, 2012
1. ) Filing Chapter 13 Bankruptcy;
2.) Filing Chapter 7 Bankruptcy;
3.) Filing an Answer in the present law suit;
4.) If you are judgment proof,...
Archived
Is there any way to avoid paying debt owed for medical bills to a hospital. It has been sent to a debt-collector.
Thomas's answer
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Answered on August 09, 2012
I would consult immediately with a local bankruptcy attorney with a background in the Fair Debt Collections Practices Act. I would contact your...
Archived
It is legal for a lawyer to take u to court every 3 months for a garnishment.
Thomas's answer
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Answered on July 26, 2012
Absolutely legal. If you are getting garnished it is likely time to explore either filing bankruptcy or determining what kind of claims you may...
Archived
A debt collection service is trying to collect on debt that I know nothing about. Do I need a lawyer?
Thomas's answer
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Answered on July 24, 2012
I would certainly consult with an attorney immediately. Prior to coming in, I would make sure to save all notices that you have received to date...
Archived
We are behind in our mortgage almost 60k. Is it possible to go through a chapter 13 with that much debt? That is only the house.
Thomas's answer
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Answered on July 03, 2012
Normally Chapter 13 will enable you to pay back the mortgage arrears at zero percent interest over the course of a five year period. There would be...
Archived
I paid my Lawyer 1300 dollars when i filed for ch. 13 bankruptcy. She now wants 425 dollars to convert to a ch7 is this fair?
Thomas's answer
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Answered on May 02, 2012
She is very kind. I would charge you nearly three times that amount. The reality is that doing a conversion is only marginally less work than doing...
Archived
What can I do regarding a medical collection bill for my husband?
Thomas's answer
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Answered on March 19, 2012
I would see a qualified bankruptcy attorney in the Portland area immediately. Almost any attorney specializing in bankruptcy in the Portland area...
Archived
Can bankruptcy help with civil judgements?
Thomas's answer
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Answered on March 03, 2012
Bankruptcy is an option that you should explore immediately. A Chapter 13 would most likely at least provide a better framework for repayment.
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