I agree with Walter that we ignore Bass and Associates, yes even in Arizona, (collection firm for Best Buy), unless they can provide us proof that...

What does it mean to reaffirm a mortgage?

Please ask your attorney. Make sure they explain the anti-deficency law. That law is currently being fine-tuned by some current court decisons.

I am disabled and need to file a simple no asset bankruptcy. Do I need a lawyer, or is their a low cost assistance for disabled?

Please contact me. Below is a link to our web site.

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Cannot pay credit card payments - when can creditors attach our checking account and assets ?

As was answered earlier, your creditors may not take your social security so long as the funds are segregated from all other income (42 USC 407(a),...

What makes Chapter 13 bankruptcy different from Chapter 7?

Yes, you should talk to an experienced bankruptcy attorney before deciding whether bankruptcy will help you in your unique situation. Most all...

We charged airline tickets to travel out of the US to try and find employment, we can't afford to pay back the Credit Cards ...

Your social security cannot be garnished, but your part time wages can be, depending on the amount you earn. Don't use your credit cards any...

Can you help lower payments by lowering interest rate

Talk to a HUD counselor - www.hud.gov. Perhaps they can help determine what you qualify for.

If i keep paying will they be mine.

The bankruptcy law requires that you list all your debts (car and house loans) and all your assets (car and house) in your bankruptcy. In fact, at...

In Arizona a wage garnishment is a continuing garnishment of wages. Monies that were garnished are normally held by the employer for a short time....

Can a bk trustee revoke my discharge if I cashed my state refund?

If you are represented then call your attorney. Ask that they call the trustee to determine the trustee's intention as to the refunds. If you...