Archived
I have just incured medical bills of over 100 K. I work for minimum wage and have no assets. What should I do?
Diane's answer
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Answered on June 06, 2012
If possible you need to wait to file a bankruptcy until your medical situation is resolved. But, it sounds like this might not be an option. ...
Archived
Could I file Bk now
Diane's answer
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Answered on June 05, 2012
Please obtain legal advice from an attorney in your state before going any further. As was stated in the earlier answers - there are particular...
Archived
Its been over a year since I filed bankruptcy and Bank of America is still hasn't auction off my home.
Diane's answer
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Answered on June 02, 2012
In Arizona the lender cannot sue you if they chose to conduct a trustee's sale on your home. That assumes that the property fits into the...
Archived
What form do I used to answer a complaint from a creditor
Diane's answer
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Answered on May 30, 2012
Thomas is correct that you need to talk to your attorney. If you do not have an attorney you should consider hiring one. As another alternative...
Archived
Can an AZ state income tax debt be included in a bankruptcy if 3 yrs old?
Diane's answer
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Answered on May 29, 2012
It is very rare for you to be forced into a bankruptcy. But, bankruptcy is a constitutional right and might be helpful when dealing with your tax...
Archived
Pro Se Chapt 7 Dismissed - Can it be refiled
Diane's answer
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Answered on May 22, 2012
The answer is probably "yes". But you should consider talking to an experienced bankruptcy attorney before deciding your next step. Most Arizona...
Archived
After filing chapter 7 & discharged, do I still need to pay my line of credit?
Diane's answer
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Answered on May 20, 2012
To answer your questions in reverse order - yes the home is still yours. No you should not reaffirm the second mortgage. Most likely this was the...
Archived
Filing chapter 7 and have a car loan that i want to keep do you have to reaffirm? what are the options?
Diane's answer
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Answered on May 19, 2012
The car lender can definately take your vehicle if you stop paying. Ford Motor and Toyota has made statements that they will pick up any vehicle...
Is best buy credit card a secured creditor on a chapter 7
Diane's answer
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Answered on May 19, 2012
I agree with Walter that we ignore Bass and Associates, yes even in Arizona, (collection firm for Best Buy), unless they can provide us proof that...
Archived
What does it mean to reaffirm a mortgage?
Diane's answer
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Answered on May 15, 2012
Please ask your attorney. Make sure they explain the anti-deficency law. That law is currently being fine-tuned by some current court decisons.
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