I'm in the state of Arizona, and am considering bankruptcy. If i were to file, how would it impact my ability to say buy a home,

As was stated earlier - bankruptcy does affect your credit, but so does not paying your debts on time. In the last 2 days I have received calls...

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Am I allowed to accept cash for keys after filing Ch 7 BK, and BEFORE discharge?

The really important question is "should you do a short sale after filing for bankrutpcy?" Normally, I say no unless you talk to a good bankrupcy...

I have just incured medical bills of over 100 K. I work for minimum wage and have no assets. What should I do?

If possible you need to wait to file a bankruptcy until your medical situation is resolved. But, it sounds like this might not be an option. ...

Could I file Bk now

Please obtain legal advice from an attorney in your state before going any further. As was stated in the earlier answers - there are particular...

Its been over a year since I filed bankruptcy and Bank of America is still hasn't auction off my home.

In Arizona the lender cannot sue you if they chose to conduct a trustee's sale on your home. That assumes that the property fits into the...

What form do I used to answer a complaint from a creditor

Thomas is correct that you need to talk to your attorney. If you do not have an attorney you should consider hiring one. As another alternative...

Can an AZ state income tax debt be included in a bankruptcy if 3 yrs old?

It is very rare for you to be forced into a bankruptcy. But, bankruptcy is a constitutional right and might be helpful when dealing with your tax...

Pro Se Chapt 7 Dismissed - Can it be refiled

The answer is probably "yes". But you should consider talking to an experienced bankruptcy attorney before deciding your next step. Most Arizona...

After filing chapter 7 & discharged, do I still need to pay my line of credit?

To answer your questions in reverse order - yes the home is still yours. No you should not reaffirm the second mortgage. Most likely this was the...

Filing chapter 7 and have a car loan that i want to keep do you have to reaffirm? what are the options?

The car lender can definately take your vehicle if you stop paying. Ford Motor and Toyota has made statements that they will pick up any vehicle...