Questions answered by Diane L Drain

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Can a 2nd mortgage be hidden by same lender holding 1st mortgage until ch 13 is discharged and deny its existence until pay-off

Diane's answer | Answered on March 03, 2013

You need to talk to your bankruptcy attorney. Even though this is a series of run-on statements, it is far too complicated an issue to seek...

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How long does. Default credit card stay on my credit report??

Diane's answer | Answered on March 03, 2013

Normally negative reports last for 7 years and bankruptcy for 10 years. But, there are always exceptions to every rule. You can check out the...

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OK . . we are behind on our mortgage . we were trying to do a mod , , the company sent us a letter saying foreclosure . .

Diane's answer | Answered on March 02, 2013

You need to talk to a very good real estate/foreclosure attorney licensed in the state where the property is located.

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I need to stop a foreclosure sale for March 6, 2013. How can I stop this ASAP?

Diane's answer | Answered on March 02, 2013

I agree with Mr. Templeton, but understand that filing for bankruptcy is not that simple. There are serious consequences without fully...

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I may be losing my home. Which is better to do: Deed in lieu, foreclosure (unfriendly), or simply walk away?

Diane's answer | Answered on March 02, 2013

You need to talk to a real estate/foreclosure attorney licensed in the state where the property is located. The issue for you is the lender's...

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Do we need Trustee approval for mortgage reaffirmation.

Diane's answer | Answered on March 02, 2013

Please check with your attorney. If you do not have an attorney, then your case must be both discharged and your case closed before you can modify...

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Wells Fargo is in the process of foreclosure on a rental property in Syracuse , NY . There has been no judgment as yet .

Diane's answer | Answered on March 01, 2013

Consider talking to a good bankruptcy attorney in order to determine what assets are exempt under GA law. One important issue for you to determine...

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Can you be legally sued for a 2nd mortgage if the home was foreclosed on or does the foreclosure remove all subsequent loans

Diane's answer | Answered on March 01, 2013

You need to talk to a good real estate/foreclosure attorney licensed in the state where the property is located. You need to determine the law of...

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Do i have to appear in a mortgage foreclosure summons even if i do not want to keep the home?

Diane's answer | Answered on March 01, 2013

You need to talk to a good real estate/foreclosure attorney in order to determine your exposure due to a deficiency, or such other legal...

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Am I required to or should I answer a foreclosure notice if I don't intend to dispute or fight it?

Diane's answer | Answered on March 01, 2013

Have you determined if you would be personally liable for the debt? You should talk to a good real estate/foreclosure attorney. Ask about...

Diane L Drain's Answers (1712)

Can a 2nd mortgage be hidden by same lender holding 1st mortgage until ch 13 is discharged and deny its existence until pay-off

How long does. Default credit card stay on my credit report??

OK . . we are behind on our mortgage . we were trying to do a mod , , the company sent us a letter saying foreclosure . .

I need to stop a foreclosure sale for March 6, 2013. How can I stop this ASAP?

I may be losing my home. Which is better to do: Deed in lieu, foreclosure (unfriendly), or simply walk away?

Do we need Trustee approval for mortgage reaffirmation.

Wells Fargo is in the process of foreclosure on a rental property in Syracuse , NY . There has been no judgment as yet .

Can you be legally sued for a 2nd mortgage if the home was foreclosed on or does the foreclosure remove all subsequent loans

Do i have to appear in a mortgage foreclosure summons even if i do not want to keep the home?

Am I required to or should I answer a foreclosure notice if I don't intend to dispute or fight it?